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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Simple Saving

5
Having been in debt previously, I wanted to find something that would help me t save some money, to use during times of financial stress. I have managed to save upwards of £2.5K throughout the year, which came in exceptionally helpful when my OH had to change his car twice (due to bad luck mostly!) Anyway, saved more money in the last year without even realising it, than I have over the last 3 years combined so, that is amazing for me! Reviewed on: 13th December 2018
JBruce's avatar
JBruce

Brilliantly simple app for regular saving

5
The Chip app is very straight forward to use and enables regular saving either through manual saves or automatic using the Chip AI with each save displaying an entertaining gif. I have been able to save without really noticing it which is great. Reviewed on: 13th December 2018
ozzyt1987's avatar
ozzyt1987

Easy to use and I'm actually saving money!

5
I try save myself but having Chip in the background putting money away like a little savings ninja has really helped me consistently save and have that little pot to dip into when and if I need to. Also Chip-X peer to peer lending looks incredible! Reviewed on: 13th December 2018
Matt Smithson's avatar
Matt Smithson

Very Simple & Helps You Save

5
This really helped me save, making small additions quickly and easily. Reviewed on: 13th December 2018
Alasdair Thomson's avatar
Alasdair Thomson

Fantastic automatic savings app that's thinking outside the box

5
Bringing banking into the 21st century! I love it! Reviewed on: 13th December 2018
Kayleigh Provins's avatar
Kayleigh Provins

Changed the way I save

5
Chip has always been great, i have been using it for over a year now. And it's great to see small sums adding up over time. It has completley changed the way I save! Reviewed on: 13th December 2018
Gin's avatar
Gin

Great product

5
I was a terrible saver - rarely, if ever, putting money away. With a few months of chip usage I’ve saved a reasonable sum and had spare funds to invest in chip. The best thing is I haven’t even noticed the money being saved...pain free savings for all! Reviewed on: 13th December 2018
Marc Williams's avatar
Marc Williams

Best savings app

5
An excellent and very clever way to save. It's surprising how much I've been able to save, in addition to my regular savings, in just a year. Reviewed on: 13th December 2018
AaronO's avatar
AaronO

Money made simple

5
The app focuses on improving users' lives through one simple idea. There aren't any gimmicks or premium content, just a very effective and user friendly solution to a huge cultural issue. Reviewed on: 13th December 2018
Sam's avatar
Sam

Amazing idea

5
Love the App, been a member from the start. So easy to use and much better than most savings accounts. Reviewed on: 13th December 2018
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Anonymous

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