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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Super helpful

5
Has helped me save double my normal monthly savings. Reviewed on: 13th December 2018
Kat's avatar
Kat

Super helpful!

5
Using chip has doubled my regular monthly savings with no affect on my spending. If anything it has helped me only spend what I need to, not just because I have money left in my account. Reviewed on: 13th December 2018
Kat's avatar
Kat

Simple and surprising

5
CHIP is so easy to use and the weekly savings mean that before you know it you've saved a considerable amount! The flexibility to save more or less and the lack of fees makes it really easy to recommend. Reviewed on: 13th December 2018
Timahawk73's avatar
Timahawk73

Just So Easy

5
I’m finding Chip just so easy to use and to save. It is like a digital version of putting the change from your pockets in a jar. You just don’t notice it and before you know it you have a decent amount saved. Yeah good stuff. ;-) Reviewed on: 13th December 2018
Lee Derrick's avatar
Lee Derrick

Brilliant

5
I've been with this app for the last 4 months, and in that time have easily siphoned off £160 into my savings account. I hardly notice the money going out of my account, and withdrawals are very very speedy! And to top it all off I currently have 5% interest through their recommend a friend scheme. What other bank offers that type of interest with an account that is so simple to manage! One very very happy customer! Keep up the good work! :) Reviewed on: 13th December 2018
DT's avatar
DT

Best App Ever!

5
Fantastic and easy to use App. Pain free savings organised for me. Reviewed on: 13th December 2018
Amanda Jones's avatar
Amanda Jones

Best saving a app ever!

5
I am so pleased at how well this app works and the ease with which I am now saving. Reviewed on: 13th December 2018
Amanda Jones's avatar
Amanda Jones

Making modern saving easy and fun

5
I signed up to Chip a few months ago and have recommended it to both family and friends. It’s easy to use and the user face makes saving fun - who’d have thought that would be a statement! Chip is excellent for any modern saver and whirrs away in the background without any effort. I’m so convinced with Chip, I invested my own money into it! Reviewed on: 13th December 2018
Josh Lyons's avatar
Josh Lyons

Brilliant app

5
This brilliant app has enabled me to save over 4K without even missing the small amounts taken each week. I love it. Reviewed on: 13th December 2018
Debbie's avatar
Debbie

Making saving easy

5
These little app will have you saving without knowing it and soon hitting goals that you might not have thought possible. Once you are there, the money can be withdrawn in a day, making this a super flexible way of saving. With 5% interest easily achievable there's nothing else to touch it at the moment. Reviewed on: 13th December 2018
Simon's avatar
Simon

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