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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I want Chip's babies

Easy, nice bit of humour with hidden interest and incentives Reviewed on: 16th January 2019

An easy to implement saving solution

I literally just watch my savings build up and cancel a save I feel I can’t afford it. Potentially the future of finance management Reviewed on: 16th January 2019

savings made easy

Brilliant virtual piggy bank that intelligently saves for you. I saved £300 in 3 months as it sweeps off excess money from your current at realistic amounts so as not impact your normal bills. Reviewed on: 16th January 2019

Happy to be a chip member

No problems so far, they have a clear strategy and are very focused in becoming the best savings app. Happy to also be an investor:) Reviewed on: 16th January 2019

Saving with AI

Easy interface, efficient saving process (you barely notice the money leaving your account), opportunity to grow interest, an innovative app for both current and future generations. Reviewed on: 15th January 2019

Amazing app

Super example of how to deploy intelligent technology to help people change their lives Reviewed on: 15th January 2019

So easy to save - I don't even notice it!

So simple to save - the app just takes a little of my money in the bank - so easy and I barely notice it, but I have saved over £2000, and at a decent rate of interest! Reviewed on: 15th January 2019

Makes saving easy

I've struggled to save in the past but Chip has made it easier. Setting a budget and taking small amounts every few weeks has helped me to save and I haven't missed the small amounts I have been putting aside. Reviewed on: 15th January 2019

Zero Effort Savings

I signed up to Chip Savings as I was interested to see how it worked. After leaving it for a few months, it was amazing to see how much I had saved, without actively having to think about saving or making a change in my spending habit. Reviewed on: 15th January 2019

Excellent savings app

Makes saving fun, and productive! I've never managed to save money before! Reviewed on: 15th January 2019

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