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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Chip helps me save so easy!

5
Chip is by far the best and most effective way I have ever been able to save money and what’s so great is I don’t even realise that I’m doing it! I have been able to treat myself to things as well as use the money when things are a bite tighter closer to pay day which has been a life saves. They seems like a fantastic company with the customers at the heart of their business, something which is easy to see through their great communication to us! Reviewed on: 14th December 2018

Great interest rate

5
3% interest is good and you can put in six hundred pounds per month Reviewed on: 14th December 2018

Easier to save than to spend

5
A little chip here a little chip there, a savings account funded by me, someone that couldn’t save. Brilliant Reviewed on: 13th December 2018

Why hasnt anyone done this before

5
It's great- so good at helping .e save Reviewed on: 13th December 2018

The dogs

5
Chip is just perfect, ive easily saved money but also brought some family and friends in on the action. You can tell chip is fit for all with its easy to use app. You domt have to do anything but watch your savings grow. Its the dogs. Reviewed on: 13th December 2018

Friendly and easy to use

5
I've been using CHIP for about a year now. The app is intuitive and easy to use with a great savings rate. Staff are friendly and make me feel part of a family Reviewed on: 13th December 2018

Simple, easy to use and communicative

5
I recommended to friends and they love it, always a handy way of grabbing extra cash Reviewed on: 13th December 2018

It made me start saving!

5
I didn't feel I was able to save, but this app made me save without realising! Reviewed on: 13th December 2018

Simple (and funny) sign up process and app.

5
The way you sign up by typing messages like on a messages app is a nice touch, different that anything else I have seen. The way the app works is slick and engaging. Reviewed on: 13th December 2018

Big savings

5
I've had the app on my phone and not looked at it for 4 months then when I checked it chips had saved me nearly £800 and I did not even realise chips was taking money for my savings as it does it so you don't miss it coming out your bank account. Cheers chips Reviewed on: 13th December 2018

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