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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18461)

Totally easy and manageable saving

Their algorithm is by far the best out of the saving Apps. No unrealistic amounts and easy to get your hands on if you need to access it. Reviewed on: 16th January 2019

Brilliant!

I am always recomending chip to my friends. We tried it just to save up some money for Christmas and over the 12 months saved over double our target with no effort at all. The small auto saves are effortless, easy to manage and you don’t really notice or miss the money coming out. This app is brilliant and innovative and I’m thrilled I have it a go. Reviewed on: 16th January 2019

Managed to afford a car

After a year of using chip to save I realised it had mounted to over £1000 and it felt very easy to keep going. This helped me to buy a new car a get out of the old banger I used to drive. Reviewed on: 16th January 2019

My Favourite App!

I love this app! This has made me think about the money I waste and has made me a better spender. I love seeing the savings and it's great to see how quickly they have grown. Reviewed on: 16th January 2019

Before you know it you have enough money for a holiday

Chip are marvelous. I save a little at a time and before you know it you have enough for your holidays. Good luck chip keep up the good work Reviewed on: 16th January 2019

Just what I needed

Such a great idea and we'll worth downloading the app. You hardly notice the money coming out and it soon all adds up. This helped me pay for Christmas without worrying about waiting until January's pay. Now its time to start saving again, this time with 7% interest since I've got my friends on board and investor bonus. Keep up the fantastic work guys. A product with a fantastic future. Reviewed on: 16th January 2019

For someone who is inept at saving this worked!

Find saving on a low income very difficult. This acts as a safer way to keep the odd few pounds that are spare now and again, rather than a pot at home. Saved more than I though I could. Was amazed when I made it to my first £100. Reviewed on: 16th January 2019

Such a clever app

Chip saves without me noticing, at an interest rate that is a market leader (5%) . Absolutely the best. Reviewed on: 16th January 2019

Clever technology that brings joy to myself and those around me

This app makes saving easy and fun. I have recommended to my friends and family who all love it and could not speak more highly of Chip. This is the best app that I have ever used and I could not speak more highly of the customer experience. Any time I have a question the responses are helpful and the staff are very friendly. Reviewed on: 16th January 2019

I want Chip's babies

Easy, nice bit of humour with hidden interest and incentives Reviewed on: 16th January 2019

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