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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Great app

5
Love it, and support are very helpful Reviewed on: 16th January 2019

Easy way to save!

5
I have been using Chip for nearly a year now and have found it a great way to save without noticing the money missing. It’s easy to set up and use. It’s about to buy me a new horse so I can’t complain!! Reviewed on: 16th January 2019

Chip is the best saving app I have ever used

5
Have saved a ton of money without having to commit to a certain amount every month. I recommend it to everyone I know ! Reviewed on: 16th January 2019

Excellent

5
Great app, it just works exactly as it should Reviewed on: 16th January 2019

Simple, easy way to save without having to think about it

5
It’s takena little time to get the app tailored to a savings level I’m comfortable with, but overall a great idea and the savings soon add up Reviewed on: 16th January 2019

Effortless and effective

5
Makes saving so easy and good returns too. What’s not to like? Reviewed on: 16th January 2019

Great solution which will do the hard job for you

5
I'm not strong enough to put money aside to a separate account myself. Perhaps, lack of strong-will or determination. Whatever the reason was (I'll leave that to my shrink), with Chip, it's not a problem anymore. It does the saving for me and I get an interest on top of that. Simple, and I love it. Reviewed on: 16th January 2019

Something for nothing...

5
...Who doesn't want that?! For no effort, not only do I have savings, I make better than market interest on it too. It's a no brainer. Reviewed on: 16th January 2019

Saving without noticing

5
Chip is excellent - puts a little cash aside for you for a rainy day. Good interest rate and if you have a question they get straight back to you. Reviewed on: 16th January 2019

Makes saving so easy

5
These guys are awesome and I love their product. When did you last hear anyone say that with so much enthusiasm about a bank? Reviewed on: 16th January 2019

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