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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Easy way to save!

5
I have been using Chip for nearly a year now and have found it a great way to save without noticing the money missing. It’s easy to set up and use. It’s about to buy me a new horse so I can’t complain!! Reviewed on: 16th January 2019

Chip is the best saving app I have ever used

5
Have saved a ton of money without having to commit to a certain amount every month. I recommend it to everyone I know ! Reviewed on: 16th January 2019

Excellent

5
Great app, it just works exactly as it should Reviewed on: 16th January 2019

Simple, easy way to save without having to think about it

5
It’s takena little time to get the app tailored to a savings level I’m comfortable with, but overall a great idea and the savings soon add up Reviewed on: 16th January 2019

Effortless and effective

5
Makes saving so easy and good returns too. What’s not to like? Reviewed on: 16th January 2019

Great solution which will do the hard job for you

5
I'm not strong enough to put money aside to a separate account myself. Perhaps, lack of strong-will or determination. Whatever the reason was (I'll leave that to my shrink), with Chip, it's not a problem anymore. It does the saving for me and I get an interest on top of that. Simple, and I love it. Reviewed on: 16th January 2019

Something for nothing...

5
...Who doesn't want that?! For no effort, not only do I have savings, I make better than market interest on it too. It's a no brainer. Reviewed on: 16th January 2019

Saving without noticing

5
Chip is excellent - puts a little cash aside for you for a rainy day. Good interest rate and if you have a question they get straight back to you. Reviewed on: 16th January 2019

Makes saving so easy

5
These guys are awesome and I love their product. When did you last hear anyone say that with so much enthusiasm about a bank? Reviewed on: 16th January 2019

Helps everyone save

5
The app is great, it takes a little portion of money each week and puts it aside. Communication is great as you are told what is being taken and transferred by noticfication. The app is simple and easy to navigate. Support and updates are constant. Reviewed on: 16th January 2019

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