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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

A nice way to save

Chip is an interesting and innovative company, helping people save money and achieve their goals. I am so glad I found about them! Reviewed on: 15th January 2019

A perfect solution

My daughter recommended I use this app because on her minimum wage job she was very proud to announce that she had saved £300. Having a very low income myself, and a lot of financial pressures, I had no idea that I had the monetary capability to save even a penny. In the last 5 months, I have saved just over £200. I haven't missed it. Being on a low income means I need to check to see if I have money before I purchase anything so I look at my bank balance on an almost daily basis. Somehow this app has taken money, randomly, and I haven't been short on bills. Maybe I am wasting less money because there is no excess and it stops me buying things I dont really need - who knows ... all I do know is that it works and I have been recommending it to everyone who will listen. Reviewed on: 15th January 2019

The easiest way to save

Found Chip and and Chip app to be the easiest way to save, knowing that I have the opportunity to say no before money is taken from my account. By recommending friends/family can also increase the amount of interest I earn. Reviewed on: 15th January 2019

Easy, perfect algorithm, great customer service

Never had a problem with Chip and been with them since the start. Great customer service. Going onwards and upwards with new innovations too. Reviewed on: 15th January 2019

Perfect Saving App

Having never saved before, this app has given me the motivation to look at my finances in a new way. Thank You. Reviewed on: 15th January 2019

I'm not a saver

Until chip, I was one of those people who didn't have any spare cash to be a saver. Purchases were mostly possible thanks to credit. Now, thanks to chip, I have saved enough for a decent holiday in less than a year. The best part? I didn't even notice I was saving. The money is taken automatically, calculated by your spending algorithms so it'll take what you can afford without you missing it. The best savings app out there in my opinion and further developments of the app means it's only getting better. Good work, Chip. Reviewed on: 15th January 2019

Excellent

Used chip for a while now. Managed to save over £1000 that I wouldn’t have otherwise. Fantastic app, can’t recommend highly enough Reviewed on: 15th January 2019

Great

Just Great. great product Reviewed on: 15th January 2019

Everything I ever needed

It does what I couldn’t do even though I’ve tried very hard. It just magically saves me money. Reviewed on: 15th January 2019

Amazing Program

The system allows me to save money without even noticing it’s gone! Been able to save for the first time in my life without leaving myself short on cash and paid for our holiday this year! Reviewed on: 15th January 2019

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