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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Chip the great saver

Chip saves money for you by calculating what you can afford to save which is fantastic. And what with a great app and good interest makes chip the top of the savi gs apps for me Reviewed on: 15th January 2019

A nice way to save

Chip is an interesting and innovative company, helping people save money and achieve their goals. I am so glad I found about them! Reviewed on: 15th January 2019

A perfect solution

My daughter recommended I use this app because on her minimum wage job she was very proud to announce that she had saved £300. Having a very low income myself, and a lot of financial pressures, I had no idea that I had the monetary capability to save even a penny. In the last 5 months, I have saved just over £200. I haven't missed it. Being on a low income means I need to check to see if I have money before I purchase anything so I look at my bank balance on an almost daily basis. Somehow this app has taken money, randomly, and I haven't been short on bills. Maybe I am wasting less money because there is no excess and it stops me buying things I dont really need - who knows ... all I do know is that it works and I have been recommending it to everyone who will listen. Reviewed on: 15th January 2019

The easiest way to save

Found Chip and and Chip app to be the easiest way to save, knowing that I have the opportunity to say no before money is taken from my account. By recommending friends/family can also increase the amount of interest I earn. Reviewed on: 15th January 2019

Easy, perfect algorithm, great customer service

Never had a problem with Chip and been with them since the start. Great customer service. Going onwards and upwards with new innovations too. Reviewed on: 15th January 2019

Perfect Saving App

Having never saved before, this app has given me the motivation to look at my finances in a new way. Thank You. Reviewed on: 15th January 2019

I'm not a saver

Until chip, I was one of those people who didn't have any spare cash to be a saver. Purchases were mostly possible thanks to credit. Now, thanks to chip, I have saved enough for a decent holiday in less than a year. The best part? I didn't even notice I was saving. The money is taken automatically, calculated by your spending algorithms so it'll take what you can afford without you missing it. The best savings app out there in my opinion and further developments of the app means it's only getting better. Good work, Chip. Reviewed on: 15th January 2019

Excellent

Used chip for a while now. Managed to save over £1000 that I wouldn’t have otherwise. Fantastic app, can’t recommend highly enough Reviewed on: 15th January 2019

Great

Just Great. great product Reviewed on: 15th January 2019

Everything I ever needed

It does what I couldn’t do even though I’ve tried very hard. It just magically saves me money. Reviewed on: 15th January 2019

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