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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Amazing Program

The system allows me to save money without even noticing it’s gone! Been able to save for the first time in my life without leaving myself short on cash and paid for our holiday this year! Reviewed on: 15th January 2019

Painless Saving

The perfect way to save in your sleep! Just let the app's algorithms decide what you can afford, and watch the savings build up. Have unexpected expenses this month? No problem, any save can be cancelled before the money goes out of your account. What's not to like? Reviewed on: 15th January 2019

Constantly Recommending

I joined Chip a little over a year ago and have saved over £2,500. Whilst I'm not currently saving for any particular goal it is great to be able to collect this money without even thinking about it and I'm sure it can go on a holiday in the near future. It's very easy to use and once it's up and running you really don't notice the money leaving the account. Reviewed on: 15th January 2019

Easy to use

Very simple and easy to use. Saves a small amount each time so you don't notice it but builds up steadily if left in. Reviewed on: 15th January 2019

App so good I've invested in it!

Been using it for almost 2 years, and recommended loads of friends to try it out. Helping me to save to buy a house :) Reviewed on: 15th January 2019

Great, innovative way to save!

I’ve been using chip for a couple of years now and have managed to save effortlessly, without noticing the money disappearing from my bank account. They are quick to respond to queries and have some great ideas for the future of the business. Reviewed on: 15th January 2019

Best App

It was originally recommended to me be Save The Student, it is the best app that I've every downloaded. Even if you are on a budget it will save for you! Reviewed on: 15th January 2019

Easy, intuitive, sensible app

I find Chip brilliant for taking hassle out of saving. It automatically removes a little bit here a little bit there and squirrels it away without me noticing, leaving me with a nest egg that I haven't had to think about putting together myself. The algorithm seems very accurate for me, it never leaves me out of pocket, and the interface is really easy and straightforward. Reviewed on: 15th January 2019

Fantastic savings app!

This app is such a great way to save while also having the chance to earn good interest. Reviewed on: 15th January 2019

Love this app!!

This is a great way to save! Easy to use app love it Reviewed on: 15th January 2019

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