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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

So easy to use

Easy to set up, easy to use. Savings build up and you don’t even notice it. Reviewed on: 15th January 2019

Fantastic experience

Fantastic app which has been helping me in my savings. I love the fact that you can change the level of saving (save less/save more) which is really useful during periods like the holidays when you are spending more. The team behind the app is amazing and really helpful when needed. Reviewed on: 15th January 2019

Great app

Fantastic savings app idea that other banks simply aren’t doing Reviewed on: 15th January 2019

Great app

Simple and intuitive savings app Reviewed on: 15th January 2019

The next big thing

Great product and service. A great app for the savvy saver Reviewed on: 15th January 2019

Simple and it works. Customer engagement is great

Simple app to set up. Can change the amounts saved and pause easily. Customer engagement is very high. Reviewed on: 15th January 2019

Easy to forget about... but in a good way!

Picture this, you spend 30 seconds downloading an app and linking your bank account. You spend a little more time getting to know the app and AI. You tell the app how much you want it to save for you and how often. Then you forget about the app... Fast forward a few months and you’ll see that Chip’s AI has been looking at your incomes/outcomes and been stashing away little amounts once or twice a week. You’d been checking your bank account regularly but hadn’t noticed these small amounts leaving. You look at the Chip app and see you’ve saved a few hundred quid without even noticing it going. Chip is great for rolls who want to start saving but ‘can’t afford’ to set aside large amounts each month. Chip saves regular, small amounts for you which add up. For me, Chip has managed to save hundreds of pounds in the two years I’ve had it which is way more than I thought I could afford. It’s saved me 6 times the amount I saved in a traditional savings account because money was moving automatically and in small amounts which are hardly noticble! #GetChip Reviewed on: 15th January 2019

Savings made easy

Chip is great, easy to set up and really helps to put small amounts of money away each week. This adds up quickly! Reviewed on: 15th January 2019

Chip off the old block

Since finding Chip over a year ago, I have been fascinated in how it has grown and evolved! A truest remarkable, new way of thinking about banking and saving, as well as new waves and ideas to revolutionise other financial areas. I have recommended to many people, all of which have taken the app on and are impressed by what it does! Efficient, convenient and flexible! Reviewed on: 15th January 2019

Ales the effort out of saving

I have had a great experience since I joined CHIP- the app is easy to use , customer experience is great and I have saved more then I expected as the hard work of calculating how much I can afford to save is already for me. Highly recommend it! Reviewed on: 15th January 2019

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Chip: Savings App reviews

24800% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings App now

Chip Savings App reviews (18461)

So easy to use

Fantastic experience

Great app

Great app

The next big thing

Simple and it works. Customer engagement is great

Easy to forget about... but in a good way!

Savings made easy

Chip off the old block

Ales the effort out of saving

Do you have a different Chip product?

Want to see more from Chip?

Stocks & Shares ISA

Cash ISA

Instant access savings

Join Smart Money People

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