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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

So easy to use

5
Easy to set up, easy to use. Savings build up and you don’t even notice it. Reviewed on: 15th January 2019

Fantastic experience

5
Fantastic app which has been helping me in my savings. I love the fact that you can change the level of saving (save less/save more) which is really useful during periods like the holidays when you are spending more. The team behind the app is amazing and really helpful when needed. Reviewed on: 15th January 2019

Great app

5
Fantastic savings app idea that other banks simply aren’t doing Reviewed on: 15th January 2019

Great app

5
Simple and intuitive savings app Reviewed on: 15th January 2019

The next big thing

5
Great product and service. A great app for the savvy saver Reviewed on: 15th January 2019

Simple and it works. Customer engagement is great

5
Simple app to set up. Can change the amounts saved and pause easily. Customer engagement is very high. Reviewed on: 15th January 2019

Easy to forget about... but in a good way!

5
Picture this, you spend 30 seconds downloading an app and linking your bank account. You spend a little more time getting to know the app and AI. You tell the app how much you want it to save for you and how often. Then you forget about the app... Fast forward a few months and you’ll see that Chip’s AI has been looking at your incomes/outcomes and been stashing away little amounts once or twice a week. You’d been checking your bank account regularly but hadn’t noticed these small amounts leaving. You look at the Chip app and see you’ve saved a few hundred quid without even noticing it going. Chip is great for rolls who want to start saving but ‘can’t afford’ to set aside large amounts each month. Chip saves regular, small amounts for you which add up. For me, Chip has managed to save hundreds of pounds in the two years I’ve had it which is way more than I thought I could afford. It’s saved me 6 times the amount I saved in a traditional savings account because money was moving automatically and in small amounts which are hardly noticble! #GetChip Reviewed on: 15th January 2019

Savings made easy

5
Chip is great, easy to set up and really helps to put small amounts of money away each week. This adds up quickly! Reviewed on: 15th January 2019

Chip off the old block

5
Since finding Chip over a year ago, I have been fascinated in how it has grown and evolved! A truest remarkable, new way of thinking about banking and saving, as well as new waves and ideas to revolutionise other financial areas. I have recommended to many people, all of which have taken the app on and are impressed by what it does! Efficient, convenient and flexible! Reviewed on: 15th January 2019

Ales the effort out of saving

5
I have had a great experience since I joined CHIP- the app is easy to use , customer experience is great and I have saved more then I expected as the hard work of calculating how much I can afford to save is already for me. Highly recommend it! Reviewed on: 15th January 2019

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