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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Amazing App

Amazing app and company, surprising how much money you can put away over the year without having to put the effort in Reviewed on: 15th January 2019

Effortless Saving

Saving without feeling it, always the dream. Chip just takes what it knows you can afford to spend out of your account and keeps it in a savings account for you. You can earn interest by referring your friends, and set goals to work towards saving to! Highly recommended, takes the pain and hesitation out of saving. Reviewed on: 15th January 2019

Perfection

Effortless saving, great interest rates, friendly company. Reviewed on: 15th January 2019

Easy savings

Easy and clever app that puts savings back in reach of everyone. I've been using Chip for a year or so now and have managed to save a lot of money (or, at least, a lot for me!). And, if you want a bonus 1% then feel free to use my referral code (full disclosure, I get an extra 1% too!) it's 7JTOXT. Reviewed on: 15th January 2019

Extremely useful

I've always been terrible at saving money and as a result never really did but Chip has solved that entirely and now I have an admirable amount saved up Reviewed on: 15th January 2019

Great community driven app

Easy to use savings app that helps to save manageable amounts on a regular basis with great interest rates. A no brainer. Always looking to improve the app and listen to the community Reviewed on: 15th January 2019

Great savings app

Simple to use, don’t even have to think about saving now, just put in a goal and let the app do the rest. Reviewed on: 15th January 2019

Such an easy way to save

The best savings app, makes saving so easy and I have saved so much more than I would have without it. Reviewed on: 15th January 2019

Chip to the rescue

Chip is an excellent innovative banking app which has really turned my life around since joined in November 2017 Reviewed on: 15th January 2019

Great Savings App

Fantastic way to save and you don’t even miss the money that you are savings. Have saved over £1600 to date and the savings comes in handy when you get an unexpected bill. Top marks to Chip! Reviewed on: 15th January 2019

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