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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Superb savings app

It’s easy to navigate, intuitive, customer centric and really supports a customer to develop a savings habit, which is currently something lacking in the under 40’s in the UK Reviewed on: 15th January 2019

Amazing App

Amazing app and company, surprising how much money you can put away over the year without having to put the effort in Reviewed on: 15th January 2019

Effortless Saving

Saving without feeling it, always the dream. Chip just takes what it knows you can afford to spend out of your account and keeps it in a savings account for you. You can earn interest by referring your friends, and set goals to work towards saving to! Highly recommended, takes the pain and hesitation out of saving. Reviewed on: 15th January 2019

Perfection

Effortless saving, great interest rates, friendly company. Reviewed on: 15th January 2019

Easy savings

Easy and clever app that puts savings back in reach of everyone. I've been using Chip for a year or so now and have managed to save a lot of money (or, at least, a lot for me!). And, if you want a bonus 1% then feel free to use my referral code (full disclosure, I get an extra 1% too!) it's 7JTOXT. Reviewed on: 15th January 2019

Extremely useful

I've always been terrible at saving money and as a result never really did but Chip has solved that entirely and now I have an admirable amount saved up Reviewed on: 15th January 2019

Great community driven app

Easy to use savings app that helps to save manageable amounts on a regular basis with great interest rates. A no brainer. Always looking to improve the app and listen to the community Reviewed on: 15th January 2019

Great savings app

Simple to use, don’t even have to think about saving now, just put in a goal and let the app do the rest. Reviewed on: 15th January 2019

Such an easy way to save

The best savings app, makes saving so easy and I have saved so much more than I would have without it. Reviewed on: 15th January 2019

Chip to the rescue

Chip is an excellent innovative banking app which has really turned my life around since joined in November 2017 Reviewed on: 15th January 2019

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