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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Amazing, effortless savings!

An intuitive and efficient algorithm makes saving trouble-free, and the interface makes it as simple as possible. Reviewed on: 15th January 2019

Smart and so simple

Every one should use it, it's helped me save £600, with no effort from me Reviewed on: 15th January 2019

Newbies upsetting how we view savings!

Chip have been fantastic. They’re helping me on a journey of financial freedom. Of course there are few teething issues as is to be expected with such a young company, but overall Paul and his team are great- customer service is on point and they’ve the highest interest rate avaialable on the market. What’s not to love? Reviewed on: 15th January 2019

Great concept!

Excellent and clever concept to subliminally save money aside without thinking about it too much!! Love it! Reviewed on: 15th January 2019

Very handy little app

Easy to use, easy to withdraw money out of. Always keeps you updated of auto saves etc. Personally suits me very well because I don't even notice the saves happening and then when I look, I get a nice little surprise :) Reviewed on: 15th January 2019

Best savings app

Chip has helped me save hundreds of pounds by calculating what I can afford to scrape off my current account each week. £5 here and £5 there can really add up over a couple of months! Reviewed on: 15th January 2019

App works really well

Have saved nearly £1000 since using the app and hardly notice the money has gone so it really does do what it says it will! Reviewed on: 15th January 2019

Life-Changing!

Chip has not only taught me that there is potential in my budget for additional savings, but it also propelled my wife and I's house deposit fund to the point of being able to climb onto the property ladder. Truly a life-changing app! Reviewed on: 15th January 2019

Hassle free chipping away

Chip are innovative and hasslefree. They provide an easy working platform to save money without noticing any huge impacts to your lifestyle. Their customer service is excellent and they're always coming up with new ideas Reviewed on: 15th January 2019

Superb savings app

It’s easy to navigate, intuitive, customer centric and really supports a customer to develop a savings habit, which is currently something lacking in the under 40’s in the UK Reviewed on: 15th January 2019

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