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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
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100% decrease in 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Life changing app

5
I started using chip 4 months ago after having it recommended by a friend. It is literally life changing!! I haven’t even noticed the amounts chip has taken from my bank account but now have saved over £300. It’s a great way to save money I know would normally have been wasted on nonsense!!! Reviewed on: 15th November 2018
Emma Holland's avatar
Emma Holland

Great app

5
Savings without noticing!! Good interest too Reviewed on: 15th November 2018
Alex Haldane's avatar
Alex Haldane

I've already recommended!

5
Chip is so easy to use, and you barely notice the money leaving your account. I have several friends I've already recommended to use it as they have problems saving, and it's really helping Reviewed on: 15th November 2018
Aout's avatar
Aout

Life changing way to save

5
Saving money has always been difficult and I found I used to tap into my savings. Maybe I’d been trying to save so much? Chip saves just smaller amounts so I didn’t feel I was missing it and I’ve been able to save hundreds with ease. Reviewed on: 15th November 2018
Naomi Willis's avatar
Naomi Willis

Chip changed the way I saved money!

5
My chip savings have helped me more than once, pushchair for new baby, holiday spends. This app made saving much more realistic. Reviewed on: 15th November 2018
Naomi Fearon's avatar
Naomi Fearon

Very useful app!

5
Using chip I was able to save over 1000 in a time when I thought I cant save any money. All of my friends that I reffered are very happy with it too! Reviewed on: 15th November 2018
Maria's avatar
Maria

The best Finance App

5
It is very easy to use and to Understatement. Settings are fabulous! Reviewed on: 15th November 2018
Rainer Strobl's avatar
Rainer Strobl

Great way to help save money

5
In the past i've always struggled to save money. Chip makes it easier by taking money every-time you spend. It works in the background without you noticing. Reviewed on: 15th November 2018
eclaverie's avatar
eclaverie

So simple and clever!

5
I was with Chip from the beginning, and it amazes me how simple but effortless it is to save money. Watching your chip balance grow is fascinating, and the algorithm does a great job at adjusting the amounts. And fear not, you can always cancel the save before a certain deadline! As for customer experience, it is super easy to get through to someone if something is wrong or unclear. I fully trust Chip with my money and my savings, cannot praise them highly enough! Reviewed on: 15th November 2018
asa91's avatar
asa91

I tell everyone about chip.

5
Chip has made two of my biggest purchases so much easier. I’ve been able to pay a thousand pounds for my partners visa and for a plane ticket to visit family in Colorado all without even noticing the payments being taken every month! It’s really the best app on my phone Reviewed on: 15th November 2018
Hannah Wheatley 's avatar
Hannah Wheatley

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