Paid advertisement
Smart Money People Logo

Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Fantastic saving app - saves while you carry on your life!!

5
Great little app. Good communication and updates with a fresh approach to saving Reviewed on: 12th December 2018

Chip Wow, must have Savings Account

5
Saving, who has time to do that, wellyou don’t need time, let Chip do all the hard work for you. Save without knowing that you are saving, that is until you realise you have saved enough for that thing you have always wanted it could never afford. Thats “Chip” Reviewed on: 12th December 2018

Saving without pain

5
Little by little you reach your savings target, but based on your free cash. Simples! Reviewed on: 12th December 2018

Smart, sassy, revolutionary app!

5
CHIP has helped me save without even realising I was doing so....boom a holiday to Malaysia and a bit of cash in a new pot for a 40th birthday. Easy to use, simple to understand, fantastic customer service. What's not to love? Reviewed on: 12th December 2018

An excellent savings app that really works

5
Since I started using Chip I've been able to save up for a family holiday and reduce my credit card debt by two thirds. I won't be stopping using the app any time soon because it works so well for me and is head and shoulders above any offering my regular bank has offered me in the past. Reviewed on: 12th December 2018

Amazing

5
Amazing! Thoroughly recomend this amazing bank! Reviewed on: 12th December 2018

A genuinely useful savings app that adapts with your spending. Ace!

5
With the exception of not yet supporting some of the newest banks, like Starling or Monzo, the obvious partners for the concept, it is a great app. A 'no brainer' way to save with plenty of ways to control your saving. Reviewed on: 12th December 2018

Nice app

5
Great way to save for something extra special Reviewed on: 12th December 2018

Thank God for Chip

5
Chip has helped me to cover bills and expenses so much easier. It has stopped me wasting what I didn’t even realise was excess money and put it to good use. I recommended chip to anyone, even those who regularly save as its amazing how much more you can! Definitely the best app I used this year - since February I have saved over £1300 (the cost of a nice holiday) without even thinking about it. Before I would have probably struggled to scrap together £500! GO CHIP!! Reviewed on: 12th December 2018

An Amazing way to save without haveing to think about saving

5
Easy efficient effective saving method gd interest rates and great app Reviewed on: 12th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.86 from 1046 reviews
    Chip
  • Easy access savings

    from Chip 4.84 from 574 reviews
    Chip
  • Stocks and shares ISA

    from Chip 4.84 from 261 reviews
    Chip
    View all products