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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Best Savings app

5
Easy to use, you dont miss the money coming out of your account then you get a nice surprise when you check your chip balance Reviewed on: 12th December 2018

Makes saving easy

5
Having money auto saved from my bank account allows me to save money effortlessly. Without have to do it myself I've saved a small fortune! Reviewed on: 12th December 2018

Brilliant app

5
Brilliant app. I have saved over 4K with even missing the small weekly amounts taken. I love it. Reviewed on: 12th December 2018

Like me, did you struggle to save?

5
Saving was beyond difficult for me, and now (after using chip for nearly a year) I’m at a lost as to why I couldn’t save. Chip has been brilliant in helping save for holidays, and other treats for myself. I couldn’t recommend this app more. Reviewed on: 12th December 2018

Fantastic saving app - saves while you carry on your life!!

5
Great little app. Good communication and updates with a fresh approach to saving Reviewed on: 12th December 2018

Chip Wow, must have Savings Account

5
Saving, who has time to do that, wellyou don’t need time, let Chip do all the hard work for you. Save without knowing that you are saving, that is until you realise you have saved enough for that thing you have always wanted it could never afford. Thats “Chip” Reviewed on: 12th December 2018

Saving without pain

5
Little by little you reach your savings target, but based on your free cash. Simples! Reviewed on: 12th December 2018

Smart, sassy, revolutionary app!

5
CHIP has helped me save without even realising I was doing so....boom a holiday to Malaysia and a bit of cash in a new pot for a 40th birthday. Easy to use, simple to understand, fantastic customer service. What's not to love? Reviewed on: 12th December 2018

An excellent savings app that really works

5
Since I started using Chip I've been able to save up for a family holiday and reduce my credit card debt by two thirds. I won't be stopping using the app any time soon because it works so well for me and is head and shoulders above any offering my regular bank has offered me in the past. Reviewed on: 12th December 2018

Amazing

5
Amazing! Thoroughly recomend this amazing bank! Reviewed on: 12th December 2018

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