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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing app, helps me save without realising.

I have been using chip for just over 2 months now. I have been able to save money without even realising it. It’s such a simple concept, but these guys have really nailed it. Reviewed on: 12th December 2018

Great way to save money without hardly noticing!

Managed to save up £2k in barely a year & hardly noticed, the app/service does it all for you! :) Reviewed on: 12th December 2018

Great savings app!

This app makes it so easy to save money! It’s simple to use and easy to set up and just let the savings add up over time. Reviewed on: 12th December 2018

Interesting Bank

CHIP is a new way of Banking, being an older member I was suprised how easy it was to set up and save. Like the email updates. Hopefully they will continue to change the face of Banking. Reviewed on: 12th December 2018

Highly slick app & good interest rate

A truly innovative savings product that is so easy to use. Reviewed on: 12th December 2018

Great app doing exactly what it says on the tin

Chip has been great and has helped me save as it promised along side my other traditional savings. Lately they have taken us on their Journey to 2.0 which is exciting and great to be part of it. Reviewed on: 12th December 2018

It's a cool little savings app that works!

I'm super excited for them to release the new version, and then with that i CANNOT wait for the new ChipX features. In the meantime, the chip savings seemless bring me a nest egg. so i'm happy. :) Would recommend to friends and family. Reviewed on: 12th December 2018

The future of saving

Chip is a refreshing way to save. Simple and easy to use with rewards for recommending your friends Reviewed on: 12th December 2018

Superb, Market-leading App

I like the simplicity, the user-friendliness and the market-leading interest-rates earned. This company is going places. Reviewed on: 12th December 2018

Awesome idea

It's about time that Chip was widely known for the amazing job it does and how nothing else out there comes close. An intelligent algorithm that saves money at the right amount and at the right time to create a really easy saving method that doesn't involve just rounding up to create a 'save' with the added bonus of excellent interest rates beating most of the banks hands down. Episode 2 of Chip is very exciting as it promises new saving and interest rate improvements. Reviewed on: 12th December 2018

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