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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Great savings scheme

5
Wonderful company. Let’s you refer friends to build up to a cracking intrest rate. Easy to use app too. Perfect! Reviewed on: 16th November 2018
LB's avatar
LB

Helped me save

5
Never saved before but chip helped me save money without feeling it. Great app!! Reviewed on: 16th November 2018
Rachel Ingram's avatar
Rachel Ingram

Easy Saving

5
Even when finances seem a bit tight some clever regular background saving means that you end up with a surprise fund that you can use at the right moment. Certainly be continuing to use this app and is well recommended! Reviewed on: 16th November 2018
Michael Chen's avatar
Michael Chen

Easy and hassle free

4
I don’t need to think about saving, chip does it for me. If I have a bit extra I can add that too. Chip almost makes saving money a game, which makes it so much easier. Reviewed on: 15th November 2018
Duncan's avatar
Duncan

Save money without the worry or thinking about it!

5
Once you get over the initial concern about allowing a strange app access to your account and information about it. You leave it to work out how much you can afford to save based on your usage & it will suggest amounts to save. You still have complete control whether to go ahead, reduce or increase your saving rate or even pause your saving. You can withdraw anytime! Reviewed on: 15th November 2018
George Steed's avatar
George Steed

Great customer service

5
Great customer support, the app has real potential Reviewed on: 15th November 2018
James Cooper's avatar
James Cooper

Best app ever!

5
So easy to save, it does everything for me! Reviewed on: 15th November 2018
Amy Dack's avatar
Amy Dack

Easy, quick and fast to save

5
Recommend Chip by a friend and only been a few months in and it was a fun way to set up a new a savings account plus being able to recommend others and seeing your saving interest rate going up was brilliant to see but on the other hand has encouraged me to try and save more Reviewed on: 15th November 2018
Richard Thomas Hartley's avatar
Richard Thomas Hartley

Top customer service

4
Given that this is a relatively new idea, the trust, service and innovation associated with this company is second to none. Onwards and upwards. Reviewed on: 15th November 2018
Ged O'Toole's avatar
Ged O'Toole

Reliable and pushing forward the boundaries of what can be done when tech meets an everyday problem

5
Chip user for over 2 years. Fantastic experience saving and collecting the money saved whilst having an unparalleled interest rate. Keep it up. Reviewed on: 15th November 2018
Christian's avatar
Christian

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