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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

It's a cool little savings app that works!

5
I'm super excited for them to release the new version, and then with that i CANNOT wait for the new ChipX features. In the meantime, the chip savings seemless bring me a nest egg. so i'm happy. :) Would recommend to friends and family. Reviewed on: 12th December 2018

The future of saving

5
Chip is a refreshing way to save. Simple and easy to use with rewards for recommending your friends Reviewed on: 12th December 2018

Superb, Market-leading App

5
I like the simplicity, the user-friendliness and the market-leading interest-rates earned. This company is going places. Reviewed on: 12th December 2018

Awesome idea

5
It's about time that Chip was widely known for the amazing job it does and how nothing else out there comes close. An intelligent algorithm that saves money at the right amount and at the right time to create a really easy saving method that doesn't involve just rounding up to create a 'save' with the added bonus of excellent interest rates beating most of the banks hands down. Episode 2 of Chip is very exciting as it promises new saving and interest rate improvements. Reviewed on: 12th December 2018

Brilliant, game-changing app!

5
This app could help millions of Brits. Reviewed on: 12th December 2018

Saving made easy

5
Love Chip they make saving easy and have the best coms team. Reviewed on: 12th December 2018

Excellent, easy to use, high interest

5
I have been using Chip for about a year and it is so smooth - money saved on a regular basis without having to think about it, and a decent interest rate. Excellent customer service - very happy. Reviewed on: 12th December 2018

Awesome!!!

5
Saving made easy ;) no need to remember saving anymore, set a goal and let chip work its magic!! Reviewed on: 12th December 2018

Save money without thinking!

5
Simple to use but has real impact Reviewed on: 12th December 2018

Easy saving, top rates

5
A great app that makes saving effortless and fast results are rewarding. Reviewed on: 12th December 2018

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