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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Saving money with zero effort

Love this app! It automatically puts away small amounts of money into a savings account each week. Benefit of it being an app is that I don’t see the cash in my online banking and then just spend it! I have managed to save almost £3k using Chip without feeling it at all. Really love the tone of voice and ease of use of the app and that it just does what it says it’s going to do without me having to think about it. Highly recommend! Reviewed on: 12th December 2018

Saving with Chip is just so effortless!

This is a great App as you end up saving without missing the money from you account at all. It just really is so easy! It has a great interface that is just so easy to use and dare I say it makes saving fun. Reviewed on: 12th December 2018

Perfect!

I didnt even notice Chip taking little bits of money out of my account and saving them until I looked at my savings and saw that I have around £60 in just a few months. It’s helpful as I’m not the best at budgeting! Reviewed on: 12th December 2018

Excellent saving tool

My boyfriend has never saved anything but after introducing him to Chip he’s saved enough for Christmas and perhaps an engagement ring! Reviewed on: 12th December 2018

Amazing app, helps me save without realising.

I have been using chip for just over 2 months now. I have been able to save money without even realising it. It’s such a simple concept, but these guys have really nailed it. Reviewed on: 12th December 2018

Great way to save money without hardly noticing!

Managed to save up £2k in barely a year & hardly noticed, the app/service does it all for you! :) Reviewed on: 12th December 2018

Great savings app!

This app makes it so easy to save money! It’s simple to use and easy to set up and just let the savings add up over time. Reviewed on: 12th December 2018

Interesting Bank

CHIP is a new way of Banking, being an older member I was suprised how easy it was to set up and save. Like the email updates. Hopefully they will continue to change the face of Banking. Reviewed on: 12th December 2018

Highly slick app & good interest rate

A truly innovative savings product that is so easy to use. Reviewed on: 12th December 2018

Great app doing exactly what it says on the tin

Chip has been great and has helped me save as it promised along side my other traditional savings. Lately they have taken us on their Journey to 2.0 which is exciting and great to be part of it. Reviewed on: 12th December 2018

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