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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Really useful tool

I don't even notice that I'm saving with Chip and suddenly I have a nest egg. It's great. Reviewed on: 12th December 2018

Easy Peasey

I saw Chip on the Money Saving Expert site and looked into that as well as a couple of other similar apps. I chose Chip to save myself a little bit of extra money for Christmas. Very happy I chose Chip! Reviewed on: 12th December 2018

Easy saver

A free and great way to save without noticing it Reviewed on: 12th December 2018

Saving money with high interest

Saving money automatically and have5% interest from Chip by referring friends. What’s not to love! Reviewed on: 12th December 2018

Saving money with zero effort

Love this app! It automatically puts away small amounts of money into a savings account each week. Benefit of it being an app is that I don’t see the cash in my online banking and then just spend it! I have managed to save almost £3k using Chip without feeling it at all. Really love the tone of voice and ease of use of the app and that it just does what it says it’s going to do without me having to think about it. Highly recommend! Reviewed on: 12th December 2018

Saving with Chip is just so effortless!

This is a great App as you end up saving without missing the money from you account at all. It just really is so easy! It has a great interface that is just so easy to use and dare I say it makes saving fun. Reviewed on: 12th December 2018

Perfect!

I didnt even notice Chip taking little bits of money out of my account and saving them until I looked at my savings and saw that I have around £60 in just a few months. It’s helpful as I’m not the best at budgeting! Reviewed on: 12th December 2018

Excellent saving tool

My boyfriend has never saved anything but after introducing him to Chip he’s saved enough for Christmas and perhaps an engagement ring! Reviewed on: 12th December 2018

Amazing app, helps me save without realising.

I have been using chip for just over 2 months now. I have been able to save money without even realising it. It’s such a simple concept, but these guys have really nailed it. Reviewed on: 12th December 2018

Great way to save money without hardly noticing!

Managed to save up £2k in barely a year & hardly noticed, the app/service does it all for you! :) Reviewed on: 12th December 2018

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