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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Money made simple

5
The app focuses on improving users' lives through one simple idea. There aren't any gimmicks or premium content, just a very effective and user friendly solution to a huge cultural issue. Reviewed on: 13th December 2018

Amazing idea

5
Love the App, been a member from the start. So easy to use and much better than most savings accounts. Reviewed on: 13th December 2018

Increasing personal wealth has never been easier!

5
It's so good you don't even notice. Reviewed on: 13th December 2018

A Breath Of Fresh Air

5
Be honest, who looks forward to an email from their bank? Chip may just change your opinion. I am the last person in the world to subscribe to forums or social media. However, Chip has changed my opinion. Anything to change the future of banking policies has got to be worth your support. Go Chip Go!! Reviewed on: 13th December 2018

Whatsupp banks.Chip is coming

5
The Uber of banking? Chip is coming to get you banks. Reviewed on: 13th December 2018

Fantastic savings app

5
I love Chip, it enables me to save a little or sometimes more with its great saving algorithm. I get interest and great customer service. Everyone should save with Chip and take advantage of there fantastic app.... Reviewed on: 13th December 2018

No hassle savings

5
The app has allowed me to save with little intervention from me. As there is no debit card that comes with the account it has stopped me from spending the money. Reviewed on: 13th December 2018

Amazingly simple way to save

5
I've been using this app for some time now, and it's just amazing how quick that 'small change' can add up. Having an auto save feature means you don't even notice the money building up on the app and then you are pleasantly surprised when you check in every now and then. I would recommend this app to anyone. Reviewed on: 13th December 2018

Easy saving

5
Easy to use app with a good return. Reviewed on: 13th December 2018

easy, friendly, the future

5
I've been very amazed by how Chip as a business functions. In particular their openness and honesty. How they encourage discussion and input from all users, as well as utilising them in a way that makes the users feel important and that they are contributing to something great. Reviewed on: 13th December 2018

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