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Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

No hassle savings

5
The app has allowed me to save with little intervention from me. As there is no debit card that comes with the account it has stopped me from spending the money. Reviewed on: 13th December 2018

Amazingly simple way to save

5
I've been using this app for some time now, and it's just amazing how quick that 'small change' can add up. Having an auto save feature means you don't even notice the money building up on the app and then you are pleasantly surprised when you check in every now and then. I would recommend this app to anyone. Reviewed on: 13th December 2018

Easy saving

5
Easy to use app with a good return. Reviewed on: 13th December 2018

easy, friendly, the future

5
I've been very amazed by how Chip as a business functions. In particular their openness and honesty. How they encourage discussion and input from all users, as well as utilising them in a way that makes the users feel important and that they are contributing to something great. Reviewed on: 13th December 2018

Great Savings App

5
Chip is great for saving money without really noticing you’re doing it. Looking forward to the new features too Reviewed on: 12th December 2018

Simple saving

4
Just so simple to use. Always found it hard to save any extra cash. This app just does it all for you. Can’t wait for what chip will do next. Keep up the good work. Reviewed on: 12th December 2018

Really useful tool

5
I don't even notice that I'm saving with Chip and suddenly I have a nest egg. It's great. Reviewed on: 12th December 2018

Easy Peasey

5
I saw Chip on the Money Saving Expert site and looked into that as well as a couple of other similar apps. I chose Chip to save myself a little bit of extra money for Christmas. Very happy I chose Chip! Reviewed on: 12th December 2018

Easy saver

5
A free and great way to save without noticing it Reviewed on: 12th December 2018

Saving money with high interest

5
Saving money automatically and have5% interest from Chip by referring friends. What’s not to love! Reviewed on: 12th December 2018

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