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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant app

This brilliant app has enabled me to save over 4K without even missing the small amounts taken each week. I love it. Reviewed on: 13th December 2018

Making saving easy

These little app will have you saving without knowing it and soon hitting goals that you might not have thought possible. Once you are there, the money can be withdrawn in a day, making this a super flexible way of saving. With 5% interest easily achievable there's nothing else to touch it at the moment. Reviewed on: 13th December 2018

Simple Saving

Having been in debt previously, I wanted to find something that would help me t save some money, to use during times of financial stress. I have managed to save upwards of £2.5K throughout the year, which came in exceptionally helpful when my OH had to change his car twice (due to bad luck mostly!) Anyway, saved more money in the last year without even realising it, than I have over the last 3 years combined so, that is amazing for me! Reviewed on: 13th December 2018

Brilliantly simple app for regular saving

The Chip app is very straight forward to use and enables regular saving either through manual saves or automatic using the Chip AI with each save displaying an entertaining gif. I have been able to save without really noticing it which is great. Reviewed on: 13th December 2018

Easy to use and I'm actually saving money!

I try save myself but having Chip in the background putting money away like a little savings ninja has really helped me consistently save and have that little pot to dip into when and if I need to. Also Chip-X peer to peer lending looks incredible! Reviewed on: 13th December 2018

Very Simple & Helps You Save

This really helped me save, making small additions quickly and easily. Reviewed on: 13th December 2018

Fantastic automatic savings app that's thinking outside the box

Bringing banking into the 21st century! I love it! Reviewed on: 13th December 2018

Changed the way I save

Chip has always been great, i have been using it for over a year now. And it's great to see small sums adding up over time. It has completley changed the way I save! Reviewed on: 13th December 2018

Great product

I was a terrible saver - rarely, if ever, putting money away. With a few months of chip usage I’ve saved a reasonable sum and had spare funds to invest in chip. The best thing is I haven’t even noticed the money being saved...pain free savings for all! Reviewed on: 13th December 2018

Best savings app

An excellent and very clever way to save. It's surprising how much I've been able to save, in addition to my regular savings, in just a year. Reviewed on: 13th December 2018

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