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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Easy to use and a great idea

5
I love this app. As someone who didn’t save chip allows me to save without feeling it. The app is so simple to use and I am always pleasantly surprised when I log in and see how much I’ve acrually saved up. This is a great idea for People to save money who normally wouldn’t and to help get people out of their debts. Reviewed on: 18th November 2018

Simple but effective

5
Such an easy app to use and unknowingly helped me save a substantial sum of mo eh without me or my wife even noticing the money leave our account. Reviewed on: 18th November 2018

Definitely worth doing!

5
I got Chip because my fiancée got it and we could both get a interest boost. I struggle to actively save, more because I forget to move money into accounts, or put them into accounts that I can't touch for 12 months. But Chip painlessly takes amounts away that I don't feel are hitting my wallet, but add up to a fantastic amount over time. For that reason alone I would recommend it - but the the behind Chip are also incredibly helpful and supportive of any questions or issues. Add to that the fact that they are always listening to what we, the customers, are saying and adapting/evolving Chip to suit us, makes this a fantastic company. Reviewed on: 18th November 2018

Was unable to save, and they were rude to me

1
Poor customer service and a product that doesnt work Reviewed on: 18th November 2018

Chip - Simple, Honest, Transparent Banking

5
chip, a great simple way to save and manage your money. Reviewed on: 18th November 2018

Best thing I did in 2018

5
In Jan 2018, I carried out a full review of our finances working out if we were overspending anywhere and trying to reign it in. I can across the chip app after seeing it advertised on the Martin Lewis show and thought I would give it a go. This year I’ve managed to save £2300 so far and have 8%interest. The customer service has been great anytime I’ve needed it and I just love their quirky gifs that they use. Reviewed on: 18th November 2018

The MONZO crusher!

5
The app is very user friendly & although, since childhood, I’m the worlds worst saver, I’ve managed to save over a £1,000 in just a few months! I think that this Company is so innovative, I’ve actually invested my own money into it because if it can get ME to save, without me feeling the pinch, then this is well worth the investment. This is going to win a shit load of awards! Watch this space MONZO. Reviewed on: 17th November 2018

Easy way to save without trying

5
I’ve never been successful at saving, any money I put I to savings at the start of the month is usually withdrawn again by the end of the month.. but chip handles it in a way that you don’t even realise you’re saving. You don’t miss the money going out of your account and has meant That I’ve been able to actually hit a savings goal for the first time since my teens Reviewed on: 17th November 2018

the best startup to save

5
great app if you want to save monies without thinking Reviewed on: 17th November 2018

Chip Review

5
What an excellent app... what an excellent idea! Reviewed on: 17th November 2018

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