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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18456 reviews)

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4.94

Based on 18,456 reviews, last reviewed 8th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18456)

Brilliant

I've been with this app for the last 4 months, and in that time have easily siphoned off £160 into my savings account. I hardly notice the money going out of my account, and withdrawals are very very speedy! And to top it all off I currently have 5% interest through their recommend a friend scheme. What other bank offers that type of interest with an account that is so simple to manage! One very very happy customer! Keep up the good work! :) Reviewed on: 13th December 2018

Best App Ever!

Fantastic and easy to use App. Pain free savings organised for me. Reviewed on: 13th December 2018

Best saving a app ever!

I am so pleased at how well this app works and the ease with which I am now saving. Reviewed on: 13th December 2018

Making modern saving easy and fun

I signed up to Chip a few months ago and have recommended it to both family and friends. It’s easy to use and the user face makes saving fun - who’d have thought that would be a statement! Chip is excellent for any modern saver and whirrs away in the background without any effort. I’m so convinced with Chip, I invested my own money into it! Reviewed on: 13th December 2018

Brilliant app

This brilliant app has enabled me to save over 4K without even missing the small amounts taken each week. I love it. Reviewed on: 13th December 2018

Making saving easy

These little app will have you saving without knowing it and soon hitting goals that you might not have thought possible. Once you are there, the money can be withdrawn in a day, making this a super flexible way of saving. With 5% interest easily achievable there's nothing else to touch it at the moment. Reviewed on: 13th December 2018

Simple Saving

Having been in debt previously, I wanted to find something that would help me t save some money, to use during times of financial stress. I have managed to save upwards of £2.5K throughout the year, which came in exceptionally helpful when my OH had to change his car twice (due to bad luck mostly!) Anyway, saved more money in the last year without even realising it, than I have over the last 3 years combined so, that is amazing for me! Reviewed on: 13th December 2018

Brilliantly simple app for regular saving

The Chip app is very straight forward to use and enables regular saving either through manual saves or automatic using the Chip AI with each save displaying an entertaining gif. I have been able to save without really noticing it which is great. Reviewed on: 13th December 2018

Easy to use and I'm actually saving money!

I try save myself but having Chip in the background putting money away like a little savings ninja has really helped me consistently save and have that little pot to dip into when and if I need to. Also Chip-X peer to peer lending looks incredible! Reviewed on: 13th December 2018

Very Simple & Helps You Save

This really helped me save, making small additions quickly and easily. Reviewed on: 13th December 2018

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