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Chip: Savings App reviews

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4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Easy enough to use, good for bad savers.

4
It's something the banks should of done as soon as online banking became more commonplace but probably never will. The app is especially good for effortless saving. Brilliant for poor savers or people who aren't very good at budgeting. Reviewed on: 21st November 2018
Sunny's avatar
Sunny

I never thought I could save so much

5
I turned it on, then a year later I have thousands of pounds of savings and no idea it had left my account. Love it. Reviewed on: 21st November 2018
Dib's avatar
Dib

Brilliant way to save

5
A fantastic little app that analyses your bank account transactions, works out what you can afford to save, and tucks it away without you really noticing. Makes a big difference to the ability to build a savings nest egg. Reviewed on: 20th November 2018
Iain's avatar
Iain

Smart saving

5
I always struggled not to dip into my savings when I used a traditional bank savings account moving over a lump sum each month. Since using Chip I have saved more money than ever before without feeling financial strain. I have also got a higher interest rate with Chip than with my bank, which equates to pounds of interest rather than pence! Overall it is a fantastic app, I would (and do!) recommend this app to friends and I will not be going back to a traditional savings account. Reviewed on: 20th November 2018
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Saffron

Nice and modern

5
Very interesting idea with goal based saving and lending money in the future. Love it Reviewed on: 20th November 2018
Winky's avatar
Winky

Saving made easy

5
Ability to save without realising. Has no impact on finances whilst putting away a little each time at a good interest rate Reviewed on: 20th November 2018
Jorge's avatar
Jorge

Life changing savings app!

5
Absolutely brilliant idea to save money without noticing a massive difference to day to day funds. Reviewed on: 19th November 2018
Kirsty Anne's avatar
Kirsty Anne

Awsome

5
Young, new and very helpfull. Inovation and incentives to save are a must. Reviewed on: 19th November 2018
Hugo Rodrigues's avatar
Hugo Rodrigues

Easy saving.

5
Using Chip allows me to save without even knowing that I am and got me out of my overdraft and then some! Reviewed on: 19th November 2018
Jamie Burnip's avatar
Jamie Burnip

Easy to use

5
Great app and fast response from team Reviewed on: 19th November 2018
Lucy's avatar
Lucy

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