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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple (and funny) sign up process and app.

The way you sign up by typing messages like on a messages app is a nice touch, different that anything else I have seen. The way the app works is slick and engaging. Reviewed on: 13th December 2018

Big savings

I've had the app on my phone and not looked at it for 4 months then when I checked it chips had saved me nearly £800 and I did not even realise chips was taking money for my savings as it does it so you don't miss it coming out your bank account. Cheers chips Reviewed on: 13th December 2018

Super helpful

Has helped me save double my normal monthly savings. Reviewed on: 13th December 2018

Super helpful!

Using chip has doubled my regular monthly savings with no affect on my spending. If anything it has helped me only spend what I need to, not just because I have money left in my account. Reviewed on: 13th December 2018

Simple and surprising

CHIP is so easy to use and the weekly savings mean that before you know it you've saved a considerable amount! The flexibility to save more or less and the lack of fees makes it really easy to recommend. Reviewed on: 13th December 2018

Just So Easy

I’m finding Chip just so easy to use and to save. It is like a digital version of putting the change from your pockets in a jar. You just don’t notice it and before you know it you have a decent amount saved. Yeah good stuff. ;-) Reviewed on: 13th December 2018

Brilliant

I've been with this app for the last 4 months, and in that time have easily siphoned off £160 into my savings account. I hardly notice the money going out of my account, and withdrawals are very very speedy! And to top it all off I currently have 5% interest through their recommend a friend scheme. What other bank offers that type of interest with an account that is so simple to manage! One very very happy customer! Keep up the good work! :) Reviewed on: 13th December 2018

Best App Ever!

Fantastic and easy to use App. Pain free savings organised for me. Reviewed on: 13th December 2018

Best saving a app ever!

I am so pleased at how well this app works and the ease with which I am now saving. Reviewed on: 13th December 2018

Making modern saving easy and fun

I signed up to Chip a few months ago and have recommended it to both family and friends. It’s easy to use and the user face makes saving fun - who’d have thought that would be a statement! Chip is excellent for any modern saver and whirrs away in the background without any effort. I’m so convinced with Chip, I invested my own money into it! Reviewed on: 13th December 2018

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