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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Super helpful

Has helped me save double my normal monthly savings. Reviewed on: 13th December 2018

Super helpful!

Using chip has doubled my regular monthly savings with no affect on my spending. If anything it has helped me only spend what I need to, not just because I have money left in my account. Reviewed on: 13th December 2018

Simple and surprising

CHIP is so easy to use and the weekly savings mean that before you know it you've saved a considerable amount! The flexibility to save more or less and the lack of fees makes it really easy to recommend. Reviewed on: 13th December 2018

Just So Easy

I’m finding Chip just so easy to use and to save. It is like a digital version of putting the change from your pockets in a jar. You just don’t notice it and before you know it you have a decent amount saved. Yeah good stuff. ;-) Reviewed on: 13th December 2018

Brilliant

I've been with this app for the last 4 months, and in that time have easily siphoned off £160 into my savings account. I hardly notice the money going out of my account, and withdrawals are very very speedy! And to top it all off I currently have 5% interest through their recommend a friend scheme. What other bank offers that type of interest with an account that is so simple to manage! One very very happy customer! Keep up the good work! :) Reviewed on: 13th December 2018

Best App Ever!

Fantastic and easy to use App. Pain free savings organised for me. Reviewed on: 13th December 2018

Best saving a app ever!

I am so pleased at how well this app works and the ease with which I am now saving. Reviewed on: 13th December 2018

Making modern saving easy and fun

I signed up to Chip a few months ago and have recommended it to both family and friends. It’s easy to use and the user face makes saving fun - who’d have thought that would be a statement! Chip is excellent for any modern saver and whirrs away in the background without any effort. I’m so convinced with Chip, I invested my own money into it! Reviewed on: 13th December 2018

Brilliant app

This brilliant app has enabled me to save over 4K without even missing the small amounts taken each week. I love it. Reviewed on: 13th December 2018

Making saving easy

These little app will have you saving without knowing it and soon hitting goals that you might not have thought possible. Once you are there, the money can be withdrawn in a day, making this a super flexible way of saving. With 5% interest easily achievable there's nothing else to touch it at the moment. Reviewed on: 13th December 2018

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