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Chip: Savings App reviews

4.94
Based on 18,210 reviews, last reviewed 17th Jun 2025
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Latest highest rating:

5

Easy as, with a friendly interface and competitive r... Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18210)

Auto savings without any impact

5
It is a fantastic app. Sign up was very easy. Now app is doing regular saving by using some smart calculations without even feeling the impact on going my money into a saving account. Reviewed on: 25th November 2018

Let it do its thing

5
Love this little app. It squirrels away little amounts that you would not normally save. Use it alongside a regular savings account and you could soon have a fair amount more saved than you were planning. Love it. Reviewed on: 23rd November 2018

The best savings app I have ever used

5
Chip chips away at seemingly looming goals with automatic saving that is barely noticeable. Chip has helped people save for holidays, engagement rings and even the big day itself. A fantastic application that is disrupting the bank market. I couldn’t recommend it more. Reviewed on: 23rd November 2018

Easiest way to save and great interest rates

5
So easy to set up don’t even notice your saving Reviewed on: 22nd November 2018

Positivemy habit changing

5
Has increased my financial confidence. Saving a little chip from normal spend here and there is great in itself. Better is that it has made me plan longer and larger goals now I feel more in control of outgoings. Great app to use, clear, clean, informative. Reviewed on: 22nd November 2018

Fabulous

5
Don't think about it for weeks, don't really notice money leaving my account, and a month later I have enough saved for a cheeky holiday! Recommend it to all my friends. Reviewed on: 22nd November 2018

Really happy customer

5
I really love chip and recommending this app to everyone. Have been using this app for sometime now and without the hassle I saved money for my holiday. When I joined I used someone elses code for and extra 1% of saving. Please feel free to use my code so you and I can receive extra 1% on our savings. My code X6OY6H ( please note there is a letter O not zero) Reviewed on: 22nd November 2018

Finally - pain-free savings

5
Every little bit helps - literally. Chip has taken the pain of saving hard-earned cash away and replaced it with something that just works in the background - out of sight, out of mind. Achieving my savings goals without having to try? Seems pretty good to me. Reviewed on: 22nd November 2018

Innovative and best saving app

5
I've been able to save progressively thanks to their algorithm. Very nicely designed app with strong projects for the future Reviewed on: 22nd November 2018

Fantastic!

5
Never would be able to save without it and the interest rates are amazing!! Reviewed on: 21st November 2018

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