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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great service for saving

5
It's a great service for saving, especially for someone usually terrible at saving! Reviewed on: 14th December 2018

Love this app!

5
Has helped me save hundreds of pounds in no time at all - a must for anyone who would like to save without any hassle/thought! Reviewed on: 14th December 2018

Chip helps me save so easy!

5
Chip is by far the best and most effective way I have ever been able to save money and what’s so great is I don’t even realise that I’m doing it! I have been able to treat myself to things as well as use the money when things are a bite tighter closer to pay day which has been a life saves. They seems like a fantastic company with the customers at the heart of their business, something which is easy to see through their great communication to us! Reviewed on: 14th December 2018

Great interest rate

5
3% interest is good and you can put in six hundred pounds per month Reviewed on: 14th December 2018

Easier to save than to spend

5
A little chip here a little chip there, a savings account funded by me, someone that couldn’t save. Brilliant Reviewed on: 13th December 2018

Why hasnt anyone done this before

5
It's great- so good at helping .e save Reviewed on: 13th December 2018

The dogs

5
Chip is just perfect, ive easily saved money but also brought some family and friends in on the action. You can tell chip is fit for all with its easy to use app. You domt have to do anything but watch your savings grow. Its the dogs. Reviewed on: 13th December 2018

Friendly and easy to use

5
I've been using CHIP for about a year now. The app is intuitive and easy to use with a great savings rate. Staff are friendly and make me feel part of a family Reviewed on: 13th December 2018

Simple, easy to use and communicative

5
I recommended to friends and they love it, always a handy way of grabbing extra cash Reviewed on: 13th December 2018

It made me start saving!

5
I didn't feel I was able to save, but this app made me save without realising! Reviewed on: 13th December 2018

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