Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,456 reviews, last reviewed 8th Apr 2026
24300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

East to access with decent rate of return East to access with decent rate of return Reviewed on: 8th April 2026
John's avatar
John

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18456)

The dogs

5
Chip is just perfect, ive easily saved money but also brought some family and friends in on the action. You can tell chip is fit for all with its easy to use app. You domt have to do anything but watch your savings grow. Its the dogs. Reviewed on: 13th December 2018

Friendly and easy to use

5
I've been using CHIP for about a year now. The app is intuitive and easy to use with a great savings rate. Staff are friendly and make me feel part of a family Reviewed on: 13th December 2018

Simple, easy to use and communicative

5
I recommended to friends and they love it, always a handy way of grabbing extra cash Reviewed on: 13th December 2018

It made me start saving!

5
I didn't feel I was able to save, but this app made me save without realising! Reviewed on: 13th December 2018

Simple (and funny) sign up process and app.

5
The way you sign up by typing messages like on a messages app is a nice touch, different that anything else I have seen. The way the app works is slick and engaging. Reviewed on: 13th December 2018

Big savings

5
I've had the app on my phone and not looked at it for 4 months then when I checked it chips had saved me nearly £800 and I did not even realise chips was taking money for my savings as it does it so you don't miss it coming out your bank account. Cheers chips Reviewed on: 13th December 2018

Super helpful

5
Has helped me save double my normal monthly savings. Reviewed on: 13th December 2018

Super helpful!

5
Using chip has doubled my regular monthly savings with no affect on my spending. If anything it has helped me only spend what I need to, not just because I have money left in my account. Reviewed on: 13th December 2018

Simple and surprising

5
CHIP is so easy to use and the weekly savings mean that before you know it you've saved a considerable amount! The flexibility to save more or less and the lack of fees makes it really easy to recommend. Reviewed on: 13th December 2018

Just So Easy

5
I’m finding Chip just so easy to use and to save. It is like a digital version of putting the change from your pockets in a jar. You just don’t notice it and before you know it you have a decent amount saved. Yeah good stuff. ;-) Reviewed on: 13th December 2018

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products