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Chip: Savings app reviews

Name: Savings app
Rating: 4.87 (18460 reviews)

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4.87

Based on 18,460 reviews, last reviewed 19th Aug 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A brilliant money management app A brilliant money management app Reviewed on: 19th August 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18460)

Chip helps me save so easy!

Chip is by far the best and most effective way I have ever been able to save money and what’s so great is I don’t even realise that I’m doing it! I have been able to treat myself to things as well as use the money when things are a bite tighter closer to pay day which has been a life saves. They seems like a fantastic company with the customers at the heart of their business, something which is easy to see through their great communication to us! Reviewed on: 14th December 2018

Great interest rate

3% interest is good and you can put in six hundred pounds per month Reviewed on: 14th December 2018

Easier to save than to spend

A little chip here a little chip there, a savings account funded by me, someone that couldn’t save. Brilliant Reviewed on: 13th December 2018

Why hasnt anyone done this before

It's great- so good at helping .e save Reviewed on: 13th December 2018

The dogs

Chip is just perfect, ive easily saved money but also brought some family and friends in on the action. You can tell chip is fit for all with its easy to use app. You domt have to do anything but watch your savings grow. Its the dogs. Reviewed on: 13th December 2018

Friendly and easy to use

I've been using CHIP for about a year now. The app is intuitive and easy to use with a great savings rate. Staff are friendly and make me feel part of a family Reviewed on: 13th December 2018

Simple, easy to use and communicative

I recommended to friends and they love it, always a handy way of grabbing extra cash Reviewed on: 13th December 2018

It made me start saving!

I didn't feel I was able to save, but this app made me save without realising! Reviewed on: 13th December 2018

Simple (and funny) sign up process and app.

The way you sign up by typing messages like on a messages app is a nice touch, different that anything else I have seen. The way the app works is slick and engaging. Reviewed on: 13th December 2018

Big savings

I've had the app on my phone and not looked at it for 4 months then when I checked it chips had saved me nearly £800 and I did not even realise chips was taking money for my savings as it does it so you don't miss it coming out your bank account. Cheers chips Reviewed on: 13th December 2018

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