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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Awesome

5
Helping me save a small fortune. Reviewed on: 19th December 2018

Need to work on customer service

2
Could potentially be workable but I have had a terrible experience when I asked for help. They will be handling my savings so they need to be slightly more sensitive when talking to users. Had to switch to another app eventually. Reviewed on: 18th December 2018

Pain free savings

5
I cannot believe how much mi why I have saved without really noticing. Chip has changed my life savings wise! Reviewed on: 18th December 2018

Innovative app

5
Chip have a great team and provide an innovative product in tune with savers' requirements Reviewed on: 18th December 2018

So good I invested

5
Excellent innovation that rewards. So good I invested in the crowd funding Reviewed on: 17th December 2018

Simple and easy to use.

5
Chip does exactly what it claims effectively and efficiently. Reviewed on: 17th December 2018

best finance app

5
Very user friendly and am impressed at rate of interest i'm earning, I highly recommend Chip! Reviewed on: 17th December 2018

Great idea, great interface, great rates.

5
Chip offers a fantastically innovative, engaging and rewarding product. I'm looking forward to using their new platform and saving options next year, and have already recommended the app and the investment opportunity to my friends and family. Reviewed on: 17th December 2018

So easy to set up!

5
Really easy to set up, no worrying about working out what I can afford to save, Chip does it for me! What's better, I'm not one for being able to save money, yet within the space of a few weeks I had nearly £100 in my chip account, and didn't even notice that it had gone! I've been recommending Chip to all my friends and family, as it really is that simple to set up and forget about, until you need some extra cash Reviewed on: 15th December 2018

Great

5
I love how simple it is to save! Interest rates are also good Reviewed on: 14th December 2018

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