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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Ease of use encouraged me to save

Ease of use encouraged me to save Reviewed on: 21st March 2025

Great savings app!

Easy to use app, great rates, excellent customer service Reviewed on: 21st March 2025

Very easy to use and quick responses when you get in...

Very easy to use and quick responses when you get in touch with them Reviewed on: 21st March 2025

Great app and features, rates could be improved

Very user friendly interface, auto savings feature is great for continuously saving within my limits. Would like to see savings rates to be more market leading and to have visibility of the equivalent rate of return for the prize savings account. Reviewed on: 21st March 2025

App really easy to use and staff really helpful.

App really easy to use and staff really helpful. I have the instant access account, which is really convenient. It says it can take up to 2 hours to transfer but it always does it immediately for me. Reviewed on: 21st March 2025

Excellent

Never had a problem with the app. Good rates. So easy to move money around. always felt confident in the bank. Reviewed on: 21st March 2025

Like the app, information provided and the savings r...

Like the app, information provided and the savings rates Reviewed on: 21st March 2025

Building wealth but with access to my money

I invested in Chip a few months ago when I had a lump to invest. I looked at Chip because Martin Lewis mentioned their rates, and ease of getting your money out…which is what I need as I want to pay a chunk off my mortgage in a few months time. So far, I’ve found the App very easy to use. I’m reassured by the fact Chip has financial securities in place for up to £85,000 and have recently got a friend to join Chip. Reviewed on: 21st March 2025

Usability of the app is great.

Usability of the app is great. Chip has got me into the habit of saving money and trying out a bit of investing as well. Reviewed on: 21st March 2025

Chip is a great way for people without a lot of fina...

Chip is a great way for people without a lot of financial knowledge to save and invest. Great experience, I recommend Chip. Reviewed on: 21st March 2025

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