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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic savings up which does all the work for you!

Fantastic savings up which does all the work for you! Allowing you to save money you didn’t realise you have or little pennies which you wouldn’t normal, Chip is a excellent way in building up wealth and keep in your finances in good health Reviewed on: 21st March 2025

I could never of saved the amount I have saved witho...

I could never of saved the amount I have saved without chip Reviewed on: 21st March 2025

I LOVE chip.

I LOVE chip. It’s so easy to use with an excellent app for convenience. I’m kept updated about my account via email and push notifications. When I make a withdrawal it’s in within seconds. I plan to start investing more soon and will definitely choose chip. There are easy to read guides in the app. Reviewed on: 21st March 2025

Instant access to funds and a flexible ISA - a rarity!

Instant transfers to and from nominated bank for all easy access and ISA accounts - which isn't the case with other top providers - and competitive rates. Also its Cash ISA is "Flexible" which means you can withdraw and replace funds without it affecting your annual £20,000 allowance. You can treat it just like a normal easy access saving account which is fantastic but has the benefit of the tax free interest. Reviewed on: 21st March 2025

Would highly recommend Chip also for Investments

Have been using Chip as a main personal savings account for over a year and am really delighted with all it offers. Super competitive rates (always, not just at the start), functional app and no problems using their services at all. Reviewed on: 21st March 2025

Been with Chip a while now, got a savings account an...

Been with Chip a while now, got a savings account and a ISA. Always good interest rates, and monthly interest. What's not to like? Reviewed on: 21st March 2025

Chip review

Very helpful customer service and app easy to use Reviewed on: 21st March 2025

Chip is a great app and place for your money.

I recommended Chip to a friend as I could see the benefits and ease of using the app. It gives you a clear picture of your money and how your savings are doing with little fuss. It's good to be able to check quickly and anywhere. The rates and options of where to put your money are great and simple to understand. Reviewed on: 21st March 2025

Very easy and quick to access my accounts.

Very easy and quick to access my saving accounts. I also like it that I can withdraw money anytime without penalty, plus interests is higher than my normal bank. Reviewed on: 21st March 2025

There’s no better way to squirrel away than this app

There’s no better way to squirrel away than this app Reviewed on: 21st March 2025

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