Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Easy too use and good saving rates

5
Easy too use and good saving rates Reviewed on: 21st March 2025

Getting money savy

5
Chip has taught me a lot about saving. At first it did for me what I could not do for myself i.e. putting money aside especially the amount and it's encourages me to look at other areas. Love that it automatically takes money from my account. And I can withdraw it at anytime. Reviewed on: 21st March 2025

How did I do without it!

5
Chip is a brilliant online financial platform to help me make the most of my savings. Reviewed on: 21st March 2025

Easy & simple wealth building

5
Really easy to use app & informative with the emails they send across. A good app to use to start to build wealth. Reviewed on: 21st March 2025

Simple to use and great customer service and communi...

5
Simple to use and great customer service and communication Reviewed on: 21st March 2025

The best income advisor

5
Their service and giving good ideas to improve your wealth. Reviewed on: 21st March 2025

Faultless - easy, intuitive, great return on savings

5
Faultless - easy, intuitive, great return on savings Reviewed on: 21st March 2025

Good accessible products with competitive interest r...

5
Good accessible products with competitive interest rates. Reviewed on: 21st March 2025

Loadsa interest!

5
It's free, it's easy to use, and it's got a good interest rate. I only wish they hadn't started reserving the best interest rates for new customers only. Reviewed on: 21st March 2025

Great app

5
Simple easy to use app. Monthly interest added. Simple withdrawal or payment in. Reviewed on: 21st March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products