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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Its easy to use, is secure and helps me keep on top...

5
Its easy to use, is secure and helps me keep on top of my finances Reviewed on: 21st March 2025

Great way of saving.

5
Excellent interest rates and quick and easy to use App. Reviewed on: 21st March 2025

They just seem to 'on the ball', good rates of inter...

5
They just seem to 'on the ball', good rates of interest, very happy Reviewed on: 21st March 2025

Recommended

5
Great rates, great user experience, I’ve already recommended friends and family download chip. Reviewed on: 21st March 2025

Really simple to use the app so clear.

5
Really simple to use the app so clear. Recommended to partner and son who use it now Reviewed on: 21st March 2025

Great App to save and withdraw cash instantly

5
Great App to save and withdraw cash instantly when needed Reviewed on: 21st March 2025

Excellent easy to use app with great customer servic...

5
Excellent easy to use app with great customer service and very competitive interest rates Reviewed on: 21st March 2025

Had good experience to date

5
Had good experience to date, good rates really good cash ISA Reviewed on: 21st March 2025

Convenient and user-friendly way to save money

4
The app itself is easy to navigate, with a clean interface that makes it simple to track savings progress and adjust settings. Additionally, Chip offers competitive interest rates compared to traditional savings accounts, which is a definite plus for users looking to maximize their returns. Overall, Chip is a solid option for those looking to automate their savings and earn a decent return on their money. While it may not be perfect, its innovative approach and ease of use make it a worthwhile consideration for anyone seeking a modern savings solution. Reviewed on: 21st March 2025

Been with them for years

5
Chip stands out as a versatile and innovative platform, offering automated savings, competitive interest rates, and curated investment options. Its user-centric design and robust security measures make it a compelling choice for individuals aiming to enhance their financial well-being. Reviewed on: 21st March 2025

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