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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Chip makes saving and investing easy.

Chip makes saving and investing easy. The app is user-friendly, and it helps me grow my money without any hassle. Perfect for anyone looking to build wealth effortlessly. Interest rates could be better though. Reviewed on: 21st March 2025

Good interest rates & the opportunity to win monthly...

Good interest rates & the opportunity to win monthly prizes is novel Reviewed on: 21st March 2025

Best rates - super easy to use

Best rates - super easy to use. Adding money from you current account is seamless and the option to do net withdrawel on ISA is great. Also have a simple current account which again is easy to use and withdrawels are instantaneous. Reviewed on: 21st March 2025

Verry friendly and easy using.

Verry friendly and easy using. Easy access to my money too. Reviewed on: 21st March 2025

Very easy to use with good interest rates

Very easy to use with good interest rates Reviewed on: 21st March 2025

Easy to use app and good interest rates

Easy to use app and good interest rates Reviewed on: 21st March 2025

An innovative and sustainable wealth creator

Chip is constantly striving to generate new ideas and methods for customers to make more of their money. Savings interest rates are consistently high and as it grows, Chip offers increasingly innovative ways to invest and save, incorporating sustainable investments too. Customer service is quick and efficient and the App is super-easy to use. 5* all round. Reviewed on: 21st March 2025

Easy finances

Easy to understand and use app with products that provide value for money.Easy to access professional customer service. Reviewed on: 21st March 2025

Chip has excellent products and customer services.

Chip has excellent products and customer services. The interest rates on savings are right up there with the best of them. Some accounts include a bonus percentage, usually for 12 months, which is great. I have been with Chip for almost two years now and would certainly recommend them. The app is so easy to use for both paying in or withdrawing funds. Thank you Chip. Reviewed on: 21st March 2025

CHIPs & Gravy

Very simple to operate a Cash ISA a standard current account and have the option to enter a prize draw each month Reviewed on: 21st March 2025

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