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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

I recommend Chip to all!

I have been a member of Chip for a few years now and it has revolutionised how I save. The app is a bit 'out of sight, out of mind' meaning I don't just dip in to the account like I would a savings account with my bank. I get auto saving updates so if I ever need the money back in my account I can do this quickly. Chip has helped me invest and understand more about my finances, and with Chip I have built a healthy savings pot and good money habits. Reviewed on: 21st March 2025

App really easy to use.

App really easy to use. Developing more savings tools which is great Reviewed on: 21st March 2025

So easy to transfer funds in and out - great interes...

So easy to transfer funds in and out - great interest rate. Also year end statement easy to get. Reviewed on: 21st March 2025

Great saving app

Very easy to manage your savings in the app and great interest rates Reviewed on: 21st March 2025

Simple app with targeted offers.

Simple app with targeted offers. The messaging is clear when I’m locking funds away or serving notice, which means I can manage my money well. The design of the app is intuitive and I can manage around it well!! Reviewed on: 21st March 2025

Quick and easy to use app.

Quick and easy to use app. The rates are good and the rewards easy and straightforward to understand. Security of details seems good and tips are sent to improve one’s experience. Reviewed on: 21st March 2025

I've been with Chip for almost 2 years and it helped...

I've been with Chip for almost 2 years and it helped my money grow Reviewed on: 21st March 2025

A rewarding system to pay into, it’s a very user fri...

A rewarding system to pay into, it’s a very user friendly app. Staff are very knowledgeable and have helped me on a few occasions when I’ve needed it. Reviewed on: 21st March 2025

Chip encourage me to save with reminders and good of...

Chip encourage me to save with reminders and good offers. Reviewed on: 21st March 2025

Highly recommend Chip to friends and family

I find Chip competitive, communication is appropriate and timely. Very easy App to use. Reviewed on: 21st March 2025

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