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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Verry friendly and easy using.

Verry friendly and easy using. Easy access to my money too. Reviewed on: 21st March 2025

Very easy to use with good interest rates

Very easy to use with good interest rates Reviewed on: 21st March 2025

Easy to use app and good interest rates

Easy to use app and good interest rates Reviewed on: 21st March 2025

An innovative and sustainable wealth creator

Chip is constantly striving to generate new ideas and methods for customers to make more of their money. Savings interest rates are consistently high and as it grows, Chip offers increasingly innovative ways to invest and save, incorporating sustainable investments too. Customer service is quick and efficient and the App is super-easy to use. 5* all round. Reviewed on: 21st March 2025

Easy finances

Easy to understand and use app with products that provide value for money.Easy to access professional customer service. Reviewed on: 21st March 2025

Chip has excellent products and customer services.

Chip has excellent products and customer services. The interest rates on savings are right up there with the best of them. Some accounts include a bonus percentage, usually for 12 months, which is great. I have been with Chip for almost two years now and would certainly recommend them. The app is so easy to use for both paying in or withdrawing funds. Thank you Chip. Reviewed on: 21st March 2025

CHIPs & Gravy

Very simple to operate a Cash ISA a standard current account and have the option to enter a prize draw each month Reviewed on: 21st March 2025

I recommend Chip to all!

I have been a member of Chip for a few years now and it has revolutionised how I save. The app is a bit 'out of sight, out of mind' meaning I don't just dip in to the account like I would a savings account with my bank. I get auto saving updates so if I ever need the money back in my account I can do this quickly. Chip has helped me invest and understand more about my finances, and with Chip I have built a healthy savings pot and good money habits. Reviewed on: 21st March 2025

App really easy to use.

App really easy to use. Developing more savings tools which is great Reviewed on: 21st March 2025

So easy to transfer funds in and out - great interes...

So easy to transfer funds in and out - great interest rate. Also year end statement easy to get. Reviewed on: 21st March 2025

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