Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Excellent and easy to use App to monitor and transfe...

5
Excellent and easy to use App to monitor and transfer funds. Check interest rates and lots more. Reviewed on: 21st March 2025

Really easy to use great interest rates transfer mon...

5
Really easy to use great interest rates transfer monies simply regular update given Reviewed on: 21st March 2025

Great service and product

5
It’s easy, efficient and overall a great bank Reviewed on: 21st March 2025

Life-Changing Savings with Chip!

5
I’ve been using Chip since February 2017, and I can confidently say it has completely transformed my financial landscape. What started as a simple way to save effortlessly has turned into a game-changer for my finances. Thanks to Chip, I’ve been able to achieve major financial milestones—buying a house, completing renovations, and even treating myself to incredible holidays. The app takes the stress out of saving, making it seamless and automatic, all while being flexible enough to adapt to my financial needs. I absolutely love how intuitive and easy to use Chip is. It works in the background, helping me build my savings without even thinking about it, and the results have been astonishing. What seemed like small, automatic deposits have added up to life-changing opportunities. If you’re looking for a smart and effective way to take control of your savings, I couldn’t recommend Chip highly enough. It’s more than just an app—it’s a financial companion that truly delivers. Reviewed on: 21st March 2025

Super easy to open an account!

5
Super easy to open an account and carry out all my transactions. Also have a great savings area and I love that I can perhaps win some extra cash every month using their Prize Savings Account. Competitive interest rates on Savings and Cash ISAs. Reviewed on: 21st March 2025

Best savings app!

5
Ever since I started in 2020, I have saved more then I can imagine, I’m soo great full. This is by far the best savings app! Reviewed on: 21st March 2025

Excellent in all aspects (ISA, savings and investments)

5
Excellent in all aspects (ISA, savings and investments) Reviewed on: 21st March 2025

Love everything about Chip!

5
Love everything about Chip! Being able to manage my investments and savings in one easy to use app is perfect. Chips make this so easy! Reviewed on: 21st March 2025

Excellent

5
Easy to use ,easy to transfer money Reviewed on: 21st March 2025

Smart money from smart people

5
Efficient, easy to use, good value Reviewed on: 21st March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products