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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app, easy to add or withdraw funds.

5
Great app, easy to add or withdraw funds. Clear & concise information to hand 10/10 Reviewed on: 21st March 2025

The best mobile banking app.

5
I’ve been using Chip for a couple of years. It is my best experience yet of all mobile banking apps. Fast, simple to use, good rates. Reviewed on: 21st March 2025

A refreshing outlook to banking.

5
Chip has various saving opportunities and investments which are clearly explained prior to choosing what’s good for you. Their automatic saving system has helped me save more than I would normally by transferring different amounts from my account depending what my balance is at the time, a very useful tool which I have control of if I chose to adjust it. Reviewed on: 21st March 2025

Love it.

5
I started using chip about 5 years ago, and have not looked back since. The auto saves are great and i have saved during the month without even realising. The instant access is a great feature and allows me the flexibility to save without worrying i cant get my money out quick in an emergency. Reviewed on: 21st March 2025

great easy to use app,

5
great easy to use app, I would of liked a better rate for my cash isa then I would save more. Reviewed on: 21st March 2025

Easy app set up.

5
Easy app set up. Transferring money is quick and easy app as very clear information on all accounts. Reviewed on: 21st March 2025

SmartAss

5
Easy to understand and user friendly except for the membership section.i can change, i can upgrade…but I can’t cancel the automatic renewal.i have to call. Reviewed on: 21st March 2025

Happy with Chip

5
My savings have grown, I've won prizes, what more could you ask for? Reviewed on: 21st March 2025

Easy to use great rates .

5
Easy to use great rates .A chance to win monthly Reviewed on: 21st March 2025

Great savings platform!.

5
Very ease to use App, adding funds is a straightforward process and withdrawals are fast and easy. Reviewed on: 21st March 2025

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