Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Great company.

5
Great company. Love the way my savings account is increasing each month. I have an automatic payment taken each month. Reviewed on: 21st March 2025

Always very competitive rates.

5
Always very competitive rates. Regular emails as nd communication Reviewed on: 21st March 2025

Best Banking App

5
Easy and simple App to use. Customer service is good. Could do with another more competitive instant access savings rate product. Reviewed on: 21st March 2025

Excellent for saving and investing

5
I have been using chip fro a couple of years of the app is easy to use they are always looking to bring new products to market to challenge the large banks and other savings company’s Reviewed on: 21st March 2025

Easy to set up a very good interest rate flow...

5
Easy to set up a very good interest rate flow less Reviewed on: 21st March 2025

Excellent app for me

5
Was on hand when my passport did not scan properly and their excellent interest rates builds me with confidence. I also started investing in stocks and shares, this I would never have considered. Reviewed on: 21st March 2025

Excellent

5
Just a great way of saving and investing Reviewed on: 21st March 2025

Hassle free

5
Its hassle free and they are very responsive to queries. Reviewed on: 21st March 2025

Excellent saving and investment products

4
CHIP provide excellent products for saving and investment. Their app is easy to set up, navigate and use. Services and products are continually improving. A further improvement would be the provision of more up-to-date data for investment customers (time, date, price, sum), which would help us keep track of our investments and give more confidence in CHIP's investment process. Reviewed on: 21st March 2025

User friendly and visibly very intuitive

5
User friendly and visibly very intuitive Reviewed on: 21st March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products