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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Quick and easy to use.

5
Quick and easy to use. Efficient. Reviewed on: 21st March 2025

Great rates and options for ISA, savings and investm...

5
Great rates and options for ISA, savings and investments. Provides opportunities to safelybsave and build wealth but also provides options to dip into funds that are not usually available to those with less capital. All round great app and savings place to build up my balance. Reviewed on: 21st March 2025

I really like the app, simple to use.

5
I really like the app, simple to use. Only downside is the recent months reduction of rates that are now less competitive. Reviewed on: 21st March 2025

Helped me buy a house!!!

5
I saved for my first house with Chip and the app made it easy to save AND made me want to save. The interest rates are competitive and the referral reward is also great to get a bump up in rate every now and then. The bank connection makes it secure to deposit as well as so easy. Great app! Can’t recommend enough. Reviewed on: 21st March 2025

My savings

5
Helping me save money and pay for holidays Reviewed on: 21st March 2025

Easy to use, good rates.

5
Easy to use, good rates. Secure app. Reviewed on: 21st March 2025

Excellent app.

5
Excellent app. Would recommend to all as has many options for saving and investments. Most importantly it is easy to use and transparent. Reviewed on: 21st March 2025

Brilliant

5
Brilliant easy to use account from. Chip Reviewed on: 21st March 2025

Great internet bank, available 24/7.

5
Great internet bank, available 24/7. Has helped me save and invest. Has a prize draw each month as well! Reviewed on: 21st March 2025

Really easy to use.

5
Really easy to use. It’s very simple to open an account. Once in, the app is way to use, showing you how your money is performing and what other investment options you have. Also it’s very easy to ask for support, and that team is very responsive. Reviewed on: 21st March 2025

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