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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Life-Changing Savings with Chip!

I’ve been using Chip since February 2017, and I can confidently say it has completely transformed my financial landscape. What started as a simple way to save effortlessly has turned into a game-changer for my finances. Thanks to Chip, I’ve been able to achieve major financial milestones—buying a house, completing renovations, and even treating myself to incredible holidays. The app takes the stress out of saving, making it seamless and automatic, all while being flexible enough to adapt to my financial needs. I absolutely love how intuitive and easy to use Chip is. It works in the background, helping me build my savings without even thinking about it, and the results have been astonishing. What seemed like small, automatic deposits have added up to life-changing opportunities. If you’re looking for a smart and effective way to take control of your savings, I couldn’t recommend Chip highly enough. It’s more than just an app—it’s a financial companion that truly delivers. Reviewed on: 21st March 2025

Super easy to open an account!

Super easy to open an account and carry out all my transactions. Also have a great savings area and I love that I can perhaps win some extra cash every month using their Prize Savings Account. Competitive interest rates on Savings and Cash ISAs. Reviewed on: 21st March 2025

Best savings app!

Ever since I started in 2020, I have saved more then I can imagine, I’m soo great full. This is by far the best savings app! Reviewed on: 21st March 2025

Excellent in all aspects (ISA, savings and investments)

Excellent in all aspects (ISA, savings and investments) Reviewed on: 21st March 2025

Love everything about Chip!

Love everything about Chip! Being able to manage my investments and savings in one easy to use app is perfect. Chips make this so easy! Reviewed on: 21st March 2025

Excellent

Easy to use ,easy to transfer money Reviewed on: 21st March 2025

Smart money from smart people

Efficient, easy to use, good value Reviewed on: 21st March 2025

Great company.

Great company. Love the way my savings account is increasing each month. I have an automatic payment taken each month. Reviewed on: 21st March 2025

Always very competitive rates.

Always very competitive rates. Regular emails as nd communication Reviewed on: 21st March 2025

Best Banking App

Easy and simple App to use. Customer service is good. Could do with another more competitive instant access savings rate product. Reviewed on: 21st March 2025

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