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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent for saving and investing

5
I have been using chip fro a couple of years of the app is easy to use they are always looking to bring new products to market to challenge the large banks and other savings company’s Reviewed on: 21st March 2025

Easy to set up a very good interest rate flow...

5
Easy to set up a very good interest rate flow less Reviewed on: 21st March 2025

Excellent app for me

5
Was on hand when my passport did not scan properly and their excellent interest rates builds me with confidence. I also started investing in stocks and shares, this I would never have considered. Reviewed on: 21st March 2025

Excellent

5
Just a great way of saving and investing Reviewed on: 21st March 2025

Hassle free

5
Its hassle free and they are very responsive to queries. Reviewed on: 21st March 2025

Excellent saving and investment products

4
CHIP provide excellent products for saving and investment. Their app is easy to set up, navigate and use. Services and products are continually improving. A further improvement would be the provision of more up-to-date data for investment customers (time, date, price, sum), which would help us keep track of our investments and give more confidence in CHIP's investment process. Reviewed on: 21st March 2025

User friendly and visibly very intuitive

5
User friendly and visibly very intuitive Reviewed on: 21st March 2025

Quick and easy to use.

5
Quick and easy to use. Efficient. Reviewed on: 21st March 2025

Great rates and options for ISA, savings and investm...

5
Great rates and options for ISA, savings and investments. Provides opportunities to safelybsave and build wealth but also provides options to dip into funds that are not usually available to those with less capital. All round great app and savings place to build up my balance. Reviewed on: 21st March 2025

I really like the app, simple to use.

5
I really like the app, simple to use. Only downside is the recent months reduction of rates that are now less competitive. Reviewed on: 21st March 2025

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