Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18447)

Just brilliant in every way, great communication, si...

5
Just brilliant in every way, great communication, simple to use and great rates Reviewed on: 21st March 2025

Super easy way to save without realising!

5
Super easy way to save without realising! Easy to change your save amount if you want to. Easy to withdraw your savings. Great way to easily put money aside for Christmas or Holidays. Reviewed on: 21st March 2025

Very good products, great rates and useful app

5
Very good products, great rates and useful app Reviewed on: 21st March 2025

Great experience

5
Easy to use and good for investing Reviewed on: 21st March 2025

Chip is so easy and makes saving feel like something...

5
Chip is so easy and makes saving feel like something I can actually do. I might even progress to investing in a year or two! Reviewed on: 21st March 2025

Very satisfied

5
Overall experience has been very good and offers competitive rates and a host of investment options Reviewed on: 21st March 2025

whenever i had a question , the answer was speedy a...

5
whenever i had a question , the answer was speedy and helpful Reviewed on: 21st March 2025

Great experience and easy to use.

5
Great experience and easy to use. Rates sometimes lower than other banks Reviewed on: 21st March 2025

Innovative service, just simple to use.

5
Innovative service, just simple to use. Reviewed on: 21st March 2025

Fantastic easy to use app to transfer money in and o...

5
Fantastic easy to use app to transfer money in and out and use for my investments Reviewed on: 21st March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1036 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products