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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

I used the Chip for a good few years, and they never...

5
I used the Chip for a good few years, and they never disappointed me. Great Customer Service, transparent App, very easy and nice. Reviewed on: 21st March 2025

The bank with a fresh outlook to banking

5
Always coming up with new innovations and customer experiences. Great communication with new products and services Reviewed on: 21st March 2025

Chip - Very simple and easy to use

5
I’ve really enjoyed using Chip, such an easy and simple app to use, easy to navigate and I really like how I can see how much ISA allowance I have remaining for the year. In the occasion I needed to use Customer Service, they were quick, helpful and answered my question. This was around bonus interest rate when referring others, where I have referred 3 others already because I like the service. Reviewed on: 21st March 2025

The app is really easy to use and their customer ser...

5
The app is really easy to use and their customer service response times are really quick Reviewed on: 21st March 2025

Easy to manage the account.

5
Easy to manage the account. Good interest rate. The website is well done Reviewed on: 21st March 2025

Easy to set up app and easy to use...

5
Easy to set up app and easy to use features Reviewed on: 21st March 2025

Amazing!

5
Amazing! So glad I discovered Chip! Reviewed on: 21st March 2025

Effortless

5
I joined chip over a year ago, before then I had my money in a traditional bank, there was no or very little interest. I just couldn't believe that my money could generate more money without me doing anything! Also, being able to withdraw my money at any time gives me a great piece of mind! I am so glad I found Chip! Reviewed on: 21st March 2025

Chip is a fantastic way to save money with minimal i...

5
Chip is a fantastic way to save money with minimal input. Just set up your preferred savings options and chip will do everything else. I would never have saved the amount I have without the help of chip. It has revolutionised the way to save money and grow your savings. Reviewed on: 21st March 2025

Efficient and straightforward service

5
Efficient and straightforward service from the initial set up to every day saving and investing. Good user interface with clear information, easy operation and logical processes. Reviewed on: 21st March 2025

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