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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chipping away for me

5
Super easy to use, love that it chips away at my money so I don't have to think about, or forget, to put aside any savings. Reviewed on: 21st March 2025

easy to use, good rates, good incentives

5
easy to use, good rates, good incentives Reviewed on: 21st March 2025

All good.

5
All good. Large amount of cash deposit, earning the best interest and freely available. Easy to use. Reviewed on: 21st March 2025

Excellent App

5
So easy to open and the rates are competitive. Easy to use App and I love the graphics. Quick additions and withdrawals with no fuss. Reviewed on: 21st March 2025

Great platform

5
Great platform, easy to use and clear presentation Reviewed on: 21st March 2025

Very easy to use and competitive rates

5
Very easy to use and competitive rates Reviewed on: 21st March 2025

Chip makes banking very simple and saves so much time.

5
Chip makes banking very simple and saves so much time. It is clearly layed out. A great range of investments without subscription and high savings rates. Reviewed on: 21st March 2025

Very easy to use, uncomplicated investing and good r...

5
Very easy to use, uncomplicated investing and good returns. Reviewed on: 21st March 2025

Good service so far.

5
Good service so far. No complaints. Reviewed on: 21st March 2025

Chip has really changed the way I save money and mor...

5
Chip has really changed the way I save money and more importantly, helped me save at all. The way it analyses my spending patterns and predicts how much I can put away is transformative and takes away the manual effort which is often a hindrance. I also like their savings accounts and the prize account which, for me, is a fun way to save. Reviewed on: 21st March 2025

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