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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

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Chip Savings App reviews (18447)

First class rates and superb app.

5
First class rates and superb app. Reviewed on: 20th March 2025

Great clarity and great rates, he’ll in achieving my...

5
Great clarity and great rates, he’ll in achieving my goals Reviewed on: 20th March 2025

Loyal customer

5
I’ve been with Chip for my savings for a few years now, it is absolutely brilliant, so easy to use. So good to the extent that I have recommended it to all my family. I wouldn’t even consider another savings account because chip has everything I need and it’s so easy and reliable to use. Reviewed on: 20th March 2025

Easy to use app.

5
Easy to use app. Good savings advice. Reviewed on: 20th March 2025

My experience with using Chip's app has been nothing...

5
My experience with using Chip's app has been nothing but positive. Using their Prize Account has provided returns on my savings at a far greater magnitude than any other bank. Reviewed on: 20th March 2025

Excellent savings app.

5
Excellent savings app. Good interest rates and hassle free transferring in and out of bank account. Reviewed on: 20th March 2025

A friend recommended Chip to me and it has been the...

5
A friend recommended Chip to me and it has been the best thing ever. I struggled to save and ember to put money away every week. I work in public sector and it can be stressful and saving money and remembering to put money aside became bottom of my priority list. The fact that you can do weekly automatic saves or set a time to take money out on a certain date of the month has really helped me save and be more financially stable. I have told the kids about this in school and encouraged them to use Chip as a way of early savings and being more financially aware and clever about their money. Some of my older pupils have used this to save for driving lessons and sixth year holidays. I am very grateful for Chip. Reviewed on: 20th March 2025

No problems with chip at all.

5
No problems with chip at all. It's been so easy to use. Reviewed on: 20th March 2025

Effective, easy and brilliant!

5
Chip is an excellent way to save, very effective and completely easy. The auto-save feature encourages you to save, the prize account can give you an unexpected bonus and there are other accounts to choose from to suit your needs. In one word ... brilliant! Reviewed on: 20th March 2025

Perfect for saving for a rainy day or that big trip!

5
I love the automatic save feature, it make saving so easy along with the attractive interest rates Reviewed on: 20th March 2025

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