Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Chip is awesome

5
Hands down the best app I ever downloaded, and the best financial service I’ve ever used. Without this simple concept, I probably wouldn’t have saved the money I have; wouldn’t have invested in ISAs like I have; or been able to pay for the holidays and cars that I have, all thanks to Chip! Reviewed on: 20th March 2025

Very convenient banking/investment service through t...

5
Very convenient banking/investment service through the app with competitive savings rates. Reviewed on: 20th March 2025

In one word, the Chip APP is 'BEST'

5
The CHIP App is simplicity itself to manage, very intuitive and of course the rates are market leading - what's not to love - it's excellent all-round. Reviewed on: 20th March 2025

A good home for your money

5
An easy way to save with good interest rates, opportunity to win cash prizes as well as investing in the stock market Reviewed on: 20th March 2025

Excellent one stop shop for all things building wealth

5
Chip is an excellent varied one stop shop for all things building wealth, that can grow with you along different life stages. With every new feature comes new opportunities to learn and grow my wealth and I always look forward to the updates. Chip is a service that I know that I can trust. Reviewed on: 20th March 2025

Used Chip for years, always a positive experience!

5
I have used Chip for years and have never suffered from any negative experience during that time. It's helped me save money over that time and I've recommended it on numerous occasions. Reviewed on: 20th March 2025

Everything about Chip is easy and efficient let alon...

5
Everything about Chip is easy and efficient let alone the competitive rates. Reviewed on: 20th March 2025

Easy to use App and very responsive customer service...

5
Easy to use App and very responsive customer service through chat. Reviewed on: 20th March 2025

App - simple and effective

5
Simple effective App, clearly illustrates what is going on with my money. Reviewed on: 20th March 2025

Best saving app around and what better than the chan...

5
Best saving app around and what better than the chance to win an extra little prize on top. I enjoy using Chip and I highly recommend it. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products