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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent customer service, rates and easy to use app.

5
Excellent customer service, rates and easy to use app. Perfect! Reviewed on: 20th March 2025

Great variety

5
Great interest rate for savings and ISA accounts. A good selection of EFTs for investments so it's not overwhelming Reviewed on: 20th March 2025

The intuitive system and prompts make me more likely...

5
The intuitive system and prompts make me more likely to save! Reviewed on: 20th March 2025

Great services and user-friendly functionalities

5
Great services and user-friendly functionalities Reviewed on: 20th March 2025

Easy to deal with and great on line service

5
Easy to deal with and great on line service Reviewed on: 20th March 2025

Chip is a very user friendly app.

5
Chip is a very user friendly app. It's intuitive. Reviewed on: 20th March 2025

I like the Chip app and the multiple ways to save.

5
I like the Chip app and the multiple ways to save. I have been a member since the outset and hold some shares. However I find it difficult sometimes to find a way to talk to customer services, I do not enjoy the drop down box experience as often the answer does not really cover what I am after. Overall my experience with Chip has been fantastic and positive. Reviewed on: 20th March 2025

Easy to set up great rates ...

5
Easy to set up have a few accounts started with one and expanded. Connects to own bank would feel a little better if security was biometric Reviewed on: 20th March 2025

Helps you save

5
Helped me save and very good communication and service Reviewed on: 20th March 2025

Some of the best savings rates on the market.

5
Some of the best savings rates on the market. Really easy to use app. Reviewed on: 20th March 2025

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