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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Couldn't be easier to save really!!!

5
I have been with Chip for about 2 years. It's a brilliant way to save. You don't notice the small amounts being taken. Reviewed on: 20th March 2025

Chip is great!

5
Chip is great! I do t need to think about anything! It rounds up for me & also a great return Reviewed on: 20th March 2025

Joined new years.

5
Joined new years. A family member told me about chip so I joined. Reviewed on: 20th March 2025

Easy to use app, great rates and excellent customer...

5
Easy to use app, great rates and excellent customer service Reviewed on: 20th March 2025

Good for savings.

4
Good for savings. Investment platform needs to update live, like other platforms. Transfers between bank & chip are slick & easy. Reviewed on: 20th March 2025

I downloaded Chip around June 2023, having searched...

5
I downloaded Chip around June 2023, having searched through MoneySupermarket for the best Savings Account. Chip came out on top and I immediately downloaded it. I started off with £10k and I have always been a great saver however the Chip app encourages me to go even further and I now have over £25k in savings. So I have saved £15k in the space of 20 months! I cannot recommend Chip enough and I have badgered friends to download it, as well as writing into the Daily Mail as it was recommended in their Financial section recently. With Chip being recognised in the Financial Times, which is a respected newspaper, is further testament and evidence of their skill in offering their customers among the best savings on the market. It is a well deserved accolade for Chip to be listed 12th in the Financial Times. I will continue to invest and save with Chip for many years. Chip offers great savings rates, from as little as £1 you can start saving which I believe most people can do. I have set a goal to reach at least £40k in savings within the next 20 months, as I have already proven to myself I can save at least £15k during that period. Thank you Chip for encouraging me to save even further in life, I honestly do not believe I would have saved this much without you. Reviewed on: 20th March 2025

Great app and helpful if you have any issues

5
Great app and helpful if you have any issues Reviewed on: 20th March 2025

Always been excellent and provided everything I needed

5
Always been excellent and provided everything I needed Reviewed on: 20th March 2025

The best fintech app to save and invest

5
The best fintech app to save and invest Reviewed on: 20th March 2025

Innovative and intuitive app

5
Chip has delivered an innovative yet customer friendly app. It is intuitive and easy to navigate. Customer service is exemplary. Reviewed on: 20th March 2025

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