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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip combine top savings rates with excellent custom...

Chip combine top savings rates with excellent customer service. Their platform for investing in stocks and shares is straightforward to use with a wide choice of funds. I have had a great experience using Chip which will continue into the future. Reviewed on: 20th March 2025

Chip makes saving easy.

Chip makes saving easy. You can set the level of saving to suit your needs. Withdraw your money, quickly and easily. Reviewed on: 20th March 2025

Clear information with competitive interest rates.

Clear information with competitive interest rates. Reviewed on: 20th March 2025

It's a user-friendly and intuitive app that makes sa...

It's a user-friendly and intuitive app that makes saving straightforward. Reviewed on: 20th March 2025

Great saving rates

Good rates - customer service could be quicker Reviewed on: 20th March 2025

Useable and easy

I like the easy use of the app and how you can transfer money fast Reviewed on: 20th March 2025

Easy Saving

Accessible, easy to navigate, easy to manage Reviewed on: 20th March 2025

Initially just a top savings account

Initially just a top savings account, slowly adding more financial features such as reduced access account with better interest, Cash ISAs and general investment account. Reviewed on: 20th March 2025

Good, but not without it’s flaws

Savings rates are usually one of the highest if not the highest which is good, but their prize draw account is a bit of a gimmick. Also when I transferred (instead of manually moving money so to avoid using my ISA allowance) one of my accounts (cash ISA) from them to another with higher interest at the time, it was deliberately difficult to find the account details to close and they also told me I could never open an account with them again after doing so. Seems very childish, given it’s an easy access and interests fluctuate all the time so I move money back and forth to whoever is the highest at any given time. Reviewed on: 20th March 2025

Chip is a reliable easy to use platform.

Chip is a reliable easy to use platform. Everything that you see is crystal clear with nothing hidden. I feel safe in using chip for savings and investments and would recommend it to anyone Reviewed on: 20th March 2025

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