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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good for beginners

5
As a novice, joining Chip has been a good learning experience for me and very valuable too. Reviewed on: 20th March 2025

It's the only platform that I trust to safe my money...

5
It's the only platform that I trust to safe my money and invest in. So far everything is good. I like that is always improving and having good deals. Reviewed on: 20th March 2025

My Greek Home

5
Thanks to Chip and ChipX I was able to save enough to achieve my goal of buying a home overseas. All on a bus driver’s income. Reviewed on: 20th March 2025

No fuss super easy saving.

5
No fuss super easy saving. With complete control over how much you save and when. The automatic saving levels mean that you can let Chip tick over in background. It's amazing how quickly funds accrue in your Chip account. Emails mean you know exactly what's being deposited and when. If you want to do ad-hoc saves too or don't fancy the the auto save function, you can make manual deposits whenever you like. It's easy to withdraw your funds when you want to too. The Chip is great Reviewed on: 20th March 2025

Excellent instant access cash Isa

5
Excellent instant access cash Isa it’s a great interest rate Reviewed on: 20th March 2025

Best savings bank

5
Web site easy to use, getting started is easy, very competitive interest rates. Reviewed on: 20th March 2025

Easy to use.

5
Easy to use. No jargon. Good rates Reviewed on: 20th March 2025

A fast and efficient savings product.

5
A fast and efficient savings product. Easy to use. Reviewed on: 20th March 2025

Good rate

5
Best savings around. The app is easy to negotiate.. Reviewed on: 20th March 2025

Easy to use with attractive range of products

5
Easy to use with attractive range of products Reviewed on: 20th March 2025

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