Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

No nonsense - do what they say on the tin!

5
No nonsense - do what they say on the tin! Reviewed on: 20th March 2025

Satisfied customer since 2019.

5
I've been using Chip since 2019. It has always been quick, reliable and easy to use. The automatic savings were fairly new at the time and helped me squirrel enough cash away for a holiday without it hurting so much drumming up the cash all at once. Now, I put almost all my paychecks straight into Chip and enjoy the ease-of-use, peace of mind of its app and the interest that comes with it. Reviewed on: 20th March 2025

Easy to contact, deal with and helpful Operatives

5
Easy to contact and deal with. Good rates and very helpful operatives’ Reviewed on: 20th March 2025

Easy, straightforward app

5
Love using Chip, so straightforward, good rate given the flexibility of access and also there is an account giving an option to win money each month! ! Reviewed on: 20th March 2025

Simple to use and best saving rates for what i...

5
Simple to use and best saving rates for what i need Reviewed on: 20th March 2025

Very easy to create savings

5
The app is very easy to use and to transfer money. I like the graphics. Different savings accounts and ISA information is adequately explained. Reviewed on: 20th March 2025

Easy to navigate very pleased with the bank and its...

5
Easy to navigate very pleased with the bank and its method of handling transactions Reviewed on: 20th March 2025

Great service

5
Simple and easy to use app. Good interest rates. Good communication. Reviewed on: 20th March 2025

Great App

5
Easy to set up account and great app Reviewed on: 20th March 2025

Simple to use and always competitive

5
Simple to use and always competitive Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products