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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
81% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chip is great.

5
Chip is great. I have completely changed my saving habits Reviewed on: 20th March 2025

Long live CHIP!!!!

5
Chip allows me to save with a really great %AER and withdraw super easily. It felt like the old days again in terms of savings accounts! Reviewed on: 20th March 2025

The apps easy to use and Chip have consistently offe...

5
The apps easy to use and Chip have consistently offered great rates of interest. I haven't had the need to use customer services, which is a good sign. Reviewed on: 20th March 2025

Easy to manage account via the app

5
Easy to manage account via the app Reviewed on: 20th March 2025

Can’t recommend highly enough

5
So simple to set up to start with. Friendly and attentive staff who help your with any query you may have in no time at all! Reviewed on: 20th March 2025

Easy app and great rates

5
Easy to use app and competitive interest rates provided Reviewed on: 20th March 2025

Couldn't be easier

5
I've never encountered problems saving with chip and the help and advice about the app is always easy to understand Reviewed on: 20th March 2025

Very easy to use, and my money is available to me im...

5
Very easy to use, and my money is available to me immediately, whenever I need it. Reviewed on: 20th March 2025

I wouldn’t use any other app

5
I’ve been a user of Chip since the early beta phases and they’ve always been so dedicated to ensuring they are truly solving the challenges their customers are facing at making their money go further through sound investment decisions. I have been able to save money towards big life events thanks to Chip in a way no other app or account has come close to including two maternity leaves, house purchases and renovation funds Reviewed on: 20th March 2025

Easy and transparent service love the idea of having...

5
Easy and transparent service love the idea of having an account that you can win prizes and also the data on the investment side Reviewed on: 20th March 2025

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