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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

An easy to use app with some of the best rates.

5
An easy to use app with some of the best rates. Reviewed on: 20th March 2025

Excellent service and good products

5
Excellent service and good products Reviewed on: 20th March 2025

Easy to use, and is designed with the online user in...

5
Easy to use, and is designed with the online user in mind. The ai side allows you to save at a sustainable rate, which means that you don't ever feel short of cash due to saving, but over time the savings add up Reviewed on: 20th March 2025

Great app

5
I found the app very user friendly. I liked seeing how much interest I had earned and could track transfers of funds very easily. Reviewed on: 20th March 2025

My chip account

4
At the moment everything been ok not had to contact customer service chip dropped interest rates very rapid as soon as bank of england was reducing rates Reviewed on: 20th March 2025

Customer service was helpful and products are well e...

5
Customer service was helpful and products are well explained Reviewed on: 20th March 2025

Positive Feedback

5
Easy to access and best rates. App reliability good Reviewed on: 20th March 2025

Fix this and you can have Five Stars

4
Four stars because I can't always get the number pad on the withdrawal screen. Turns up eventually but not much good if I need the money quickly. Connects to my bank (Nationwide) very quickly. Almost as good as another account with bank. Reviewed on: 20th March 2025

Easy to use, transparent interest rates, lots of dif...

5
Easy to use, transparent interest rates, lots of different products Reviewed on: 20th March 2025

Good interest rates, various attractive products.

5
Good interest rates, various attractive products. Easy to use App. Quick withdrawls. Reviewed on: 20th March 2025

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