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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy to use, and is designed with the online user in...

Easy to use, and is designed with the online user in mind. The ai side allows you to save at a sustainable rate, which means that you don't ever feel short of cash due to saving, but over time the savings add up Reviewed on: 20th March 2025

Great app

I found the app very user friendly. I liked seeing how much interest I had earned and could track transfers of funds very easily. Reviewed on: 20th March 2025

My chip account

At the moment everything been ok not had to contact customer service chip dropped interest rates very rapid as soon as bank of england was reducing rates Reviewed on: 20th March 2025

Customer service was helpful and products are well e...

Customer service was helpful and products are well explained Reviewed on: 20th March 2025

Positive Feedback

Easy to access and best rates. App reliability good Reviewed on: 20th March 2025

Fix this and you can have Five Stars

Four stars because I can't always get the number pad on the withdrawal screen. Turns up eventually but not much good if I need the money quickly. Connects to my bank (Nationwide) very quickly. Almost as good as another account with bank. Reviewed on: 20th March 2025

Easy to use, transparent interest rates, lots of dif...

Easy to use, transparent interest rates, lots of different products Reviewed on: 20th March 2025

Good interest rates, various attractive products.

Good interest rates, various attractive products. Easy to use App. Quick withdrawls. Reviewed on: 20th March 2025

Good all-round platform for saving and investing

Good platform for saving and investing Chip goes further with education about finance. Reviewed on: 20th March 2025

Great to use as an intro to investing and the saving...

Great to use as an intro to investing and the savings rates are great. Love the prize account too! Really incentivises saving. Reviewed on: 20th March 2025

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