Smart Money People Logo
Go to business site
Share this page
Link copied

Chip: Savings app reviews

View other Chip products
4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Chip Savings app reviews (18462)

Smooth experience, great savings rate.

5
Smooth experience, great savings rate. Plenty of options to invest in different funds. Smooth integration allowing quick transfer from my bank. Market leading savings rates and quick to react when interest rates change. Good when interest rates are going up. Reviewed on: 20th March 2025
James's avatar
James

Very easy to process online for an OAP.

5
Very easy to process online for an OAP. Thanks to Martin Lewis for the recommendation Reviewed on: 20th March 2025
Eithne S's avatar
Eithne S

My bank is in my pocket.

5
All I need in one place and on my phone. Reviewed on: 20th March 2025
Stephen Edwards's avatar
Stephen Edwards

Chip for the win!

5
Simple app to use, monthly draws to win cash prizes and great interest rates offered on savings. Easy to add funds or withdraw at any time. Reviewed on: 20th March 2025
Anna W's avatar
Anna W

a great range of good value services

5
Chip provides a great range of good value services in a friendly and easily accessible app. Would happily recommend to friends and family. Reviewed on: 20th March 2025
Richard C's avatar
Richard C

Good rates, easy to use app, quick response to queries

5
Good rates, easy to use app, quick response to queries Reviewed on: 20th March 2025
Tom F's avatar
Tom F

Brilliant app that makes banking quick and simple.

5
Brilliant app that makes banking quick and simple. Reviewed on: 20th March 2025
James Fisher's avatar
James Fisher

GREAT APP GREAT BANK VERY HAPPY WITH CHIP

5
GREAT APP GREAT BANK VERY HAPPY WITH CHIP Reviewed on: 20th March 2025
John Mac's avatar
John Mac

The app was easy to use, the interest rates are comp...

5
The app was easy to use, the interest rates are competitive with near instant fund transfers Reviewed on: 20th March 2025
Nicholas S's avatar
Nicholas S

Easy to use app.

5
Easy to use app. Easy to save with regular savings and their algorithm helps me save more without missing it. Easy to make withdrawals. Reviewed on: 20th March 2025
Anne Griffiths's avatar
Anne Griffiths

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill