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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good rates and easy to use.

Good rates, fast transfers and easy to use. Reviewed on: 20th March 2025

Great app and competitive interest rates

Great app, competitive interest rates and wide range of products and services, together with proper implementation of open banking capabilities to ensure easy payments and withdrawals. Chip also provides access to wealth management / investment products in one place, Reviewed on: 20th March 2025

Financial advisor suggested Chip and so far I’ve had...

Financial advisor suggested Chip and so far I’ve had a great experience. Reviewed on: 20th March 2025

Simply excellent

Very easy, convenient and competitive Reviewed on: 20th March 2025

Savin has never been as easy as it has been with chip.

Saving has never been as easy at is has been with chip. Their smart calculations of my spending habits has been remarkable! Now whenever I have a little panic looking at my bank account after a shein binge I look on chip for reassurance. Reviewed on: 20th March 2025

No savings before chip

Before chip I never thought I had spare money to save, chip manages to find and save for me Reviewed on: 20th March 2025

Easy access at my fingertips

It is very quick and easy to deposit or withdraw money. The interest rates are applied and updated every day, clear information, helpful and diligent Customer Service. The choice of the accounts is great, moving money between the accounts is instant. Have recommended the account already, and will keep doing so. Reviewed on: 20th March 2025

Best interest rates out there with instant access to...

Best interest rates out there with instant access to money. Reviewed on: 20th March 2025

So easy to use, good interest rates and great comms...

So easy to use, good interest rates and great comms Reviewed on: 20th March 2025

I've had a really good experience banking with CHIP

I've had a really good experience banking with CHIP Reviewed on: 20th March 2025

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