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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best Savings App Ever

5
I have 3 savings account with Chip. The price saving account is my favourite. Every month I have a chance to win Reviewed on: 20th March 2025

Excellent app

5
I have been using chip for savings for a few years now. The app is so easy to use and gives me a great breakdown of my savings. Being able to see other savings available on the market has meant I can aways ensure I have the best account for me. Reviewed on: 20th March 2025

Great Banking App

5
Chips rates are very competitive, the bonus rates are excellent, for referrals. The App is easy to use and to see your portfolio, historical information on the amount of interest earned. Reviewed on: 20th March 2025

Very easy to use app.

5
Very easy to use app. Good communication. Reviewed on: 20th March 2025

Great Bank

5
I have been with chip since it started, my isa and s flourishing and they always keep me up to date with the progress of the company. I love the simplicity and how easy the app is to use. I have recommended Chip to my family and friends da Reviewed on: 20th March 2025

Amazing excellent really great i would recommend ch...

5
Amazing excellent really great i would recommend chip all day long Reviewed on: 20th March 2025

Best saving platform by far , it’s so easy

5
Best saving platform by far , it’s so easy Reviewed on: 20th March 2025

Great and easy way to invest and save money

5
Great and easy way to invest and save money Reviewed on: 20th March 2025

Top savings rates, excellent customer experience.

5
I became a chip customer for both the high rate instant access saving account and the isa. It’s been an extremely trouble free experience, the app is fantastic and the comms from chip are first rate. The positive experience puts their whole biz in a great light and I’m considering using some of their other products. That’s really as good as it gets. No negatives so far. Reviewed on: 20th March 2025

An easy to use app

4
An easy to use app, making saving straightforward through autosaves. A wide variety of current and saving accounts including ISAs which can be easily accessed and maintained online. Stocks and shares ISA includes access to managed funds and easy movement of money between funds. Reviewed on: 20th March 2025

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