Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
90% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

I have recommended Chip to family and friend members...

5
I have recommended Chip to family and friend members as it is very easy to set up and start saving. Reviewed on: 20th March 2025

Quick and easy to save with great interest rates

5
Super quick and easy to add and withdraw money. Great interest rates, flexible ISA and customer support always very quick to respond Reviewed on: 20th March 2025

The App is excellent and easy to use.

5
The App is excellent and easy to use. Transfers of money almost instantly Reviewed on: 20th March 2025

Excellent interest rate on savings.

5
Excellent interest rate on savings. App very easy to use. Reviewed on: 20th March 2025

Flexible and informative savings app

5
A very flexible and informative savings app that is informative, easy to understand and follow with equally clear advice. Reviewed on: 20th March 2025

Nice people to do buisness with.

5
So easy to deal with and simple to set up. Reviewed on: 20th March 2025

Easy to use and great choice of investments.

5
Easy to use and great choice of investments. Reviewed on: 20th March 2025

Always a great experience using the chips app.

5
Always a great experience using the chips app. Great interest rates on my savings. Reviewed on: 20th March 2025

Easy and convenient to use, good rates

5
Easy and convenient to use, good rates Reviewed on: 20th March 2025

I’ve been able to save more with Chip

5
I’ve been able to save more with Chip, with the auto save feature it makes me think about adding to my savings regularly and consistently doing it. Previously I would have just saved once a month and spent the rest. Reviewed on: 20th March 2025

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1046 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products