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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
90% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great savings and investment app

5
Very easy to use app with clear instructions. Good incentive's e.g Prize Savings Account. Quick deposits and withdrawals with no long waits and a great choice of accounts and ISA’s with the opportunity to start investing Reviewed on: 20th March 2025

Win money for saving!

5
Use chips for investments too. Love that it takes small amounts often, helps me save much more money. I’ve got a few accounts and I get interest and I love the prize savings account, that’s what made me sign up in the first place. Reviewed on: 20th March 2025

Nothing but a pleasure to deal with.

5
Nothing but a pleasure to deal with. Reviewed on: 20th March 2025

The app is so easy to use.

5
The app is so easy to use. I like the monthly spending reports to visualise my spending and upcoming budget. Setting up a joint account with my partner was super easy and the spending pots are a life saver for budgeting. Reviewed on: 20th March 2025

Very easy to use and good saving rates

5
Very easy to use and good saving rates Reviewed on: 20th March 2025

It’s been seamless.

5
It’s been seamless. Have loved the app, the UI is simple. And a great way to keep on top of what my money is doing. I like the insights per month. An all rounder of an app. Keep up the great work chip. Reviewed on: 20th March 2025

The best app

5
I really enjoy using chip it makes saving so easy Reviewed on: 20th March 2025

Really positive experience easy to use app which has...

5
Really positive experience easy to use app which has meant saving more manageable and easy to do. Had issues with identification when opening the account and they were really useful and positive helping me set up the account! Overall a success story in my opinion as they have allowed me to stay up to date with changes to the account and provided advice on which accounts to open!! Reviewed on: 20th March 2025

Easy to use.

5
Easy to use. Choice of products. Great communication. Reviewed on: 20th March 2025

Chip is so easy too use, had great rates and a varie...

5
Chip is so easy too use, had great rates and a variety of types of account to suit me Reviewed on: 20th March 2025

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