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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Chip prize draw is a fun feature.

5
Chip prize draw is a fun feature. App has nice user interface. Reviewed on: 20th March 2025

Brilliant Service

5
Brilliant Service excellent in every way Reviewed on: 20th March 2025

Great rates, varied products and excellent service

5
Chip is constantly staying competitive with great rates and a good variety of investment options. I love how it takes whatever I can afford and those savings have really added up over the years. Every time I have a question they are quick to respond and incredibly helpful. Reviewed on: 20th March 2025

Easy to use, millennial friendly app.

5
Easy to use, millennial friendly app. Good rates. Happy customer. Reviewed on: 20th March 2025

Amazing Bank

5
Amazing experience this far and everything is easy to understand and easy to use app. Reviewed on: 20th March 2025

Very easy to use and transfer between my accounts.

5
Very easy to use and transfer between my accounts. Easy to speak to somone for help and payment of interest is timely. Reviewed on: 20th March 2025

I just find chip easy to use and access

5
I just find chip easy to use and access Reviewed on: 20th March 2025

As someone who started saving and investing only a f...

5
As someone who started saving and investing only a few years ago, Chip has been the perfect app for helping me make smart choices. It’s AI savings helps you gradually save over time and has empowered me to take charge of my finances. Reviewed on: 20th March 2025

Easy transfers and good rates.

5
Easy transfers and good rates. Also rates were changed quickly in a positive direction that beat the competion Reviewed on: 20th March 2025

New and happy customer

5
I created a chip account within the last 12 months, very user friendly, competitive rates. K have recommended to friends who have opened accounts and enjoy the bank as much as I do. Reviewed on: 20th March 2025

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