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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Always a great experience using the chips app.

5
Always a great experience using the chips app. Great interest rates on my savings. Reviewed on: 20th March 2025

Easy and convenient to use, good rates

5
Easy and convenient to use, good rates Reviewed on: 20th March 2025

I’ve been able to save more with Chip

5
I’ve been able to save more with Chip, with the auto save feature it makes me think about adding to my savings regularly and consistently doing it. Previously I would have just saved once a month and spent the rest. Reviewed on: 20th March 2025

Great savings and investment app

5
Very easy to use app with clear instructions. Good incentive's e.g Prize Savings Account. Quick deposits and withdrawals with no long waits and a great choice of accounts and ISA’s with the opportunity to start investing Reviewed on: 20th March 2025

Win money for saving!

5
Use chips for investments too. Love that it takes small amounts often, helps me save much more money. I’ve got a few accounts and I get interest and I love the prize savings account, that’s what made me sign up in the first place. Reviewed on: 20th March 2025

Nothing but a pleasure to deal with.

5
Nothing but a pleasure to deal with. Reviewed on: 20th March 2025

The app is so easy to use.

5
The app is so easy to use. I like the monthly spending reports to visualise my spending and upcoming budget. Setting up a joint account with my partner was super easy and the spending pots are a life saver for budgeting. Reviewed on: 20th March 2025

Very easy to use and good saving rates

5
Very easy to use and good saving rates Reviewed on: 20th March 2025

It’s been seamless.

5
It’s been seamless. Have loved the app, the UI is simple. And a great way to keep on top of what my money is doing. I like the insights per month. An all rounder of an app. Keep up the great work chip. Reviewed on: 20th March 2025

The best app

5
I really enjoy using chip it makes saving so easy Reviewed on: 20th March 2025

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