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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Good bank!

Good bank! Really good transparent rates and gives me access on how exactly I can invest my money - such as the stocks and shares ISAs, something which a lot of other banks don’t do so well. So chip has a big advantage compared to them Reviewed on: 20th March 2025

Problem-free and straightforward

Problem-free and straightforward Reviewed on: 20th March 2025

Chip is a great app for saving money!

Chip has been the best app I’ve found in a very very long time. It’s super useful, I’ve saved a lot of money using it. I really like the ability to change how much you save at a time because it allows me to save little and often which is great when you don’t have much spare money in the month!! Reviewed on: 20th March 2025

Great App

Very easy app to use and understand Reviewed on: 20th March 2025

Clean UI, so easy to use.

Very easy to use. Nice clean UI and simple to navigate. I'd love to up the maximum limit of how many recurring payments I can make, as I like to automate my diversification whereever possible :) Reviewed on: 20th March 2025

Chip offers me esay access to my savings with a good...

Chip offers me esay access to my savings with a good interest rate accrued daily and payed monthly which is perfect for me Reviewed on: 20th March 2025

Reply from Chip Hi Ray, Thanks for taking the time to leave us a review and a rating. I noticed you gave us 1 star. If there's anything you feel we can improve upon, please feel free to reach out to us at [email protected] or via the in-app chat to discuss it further. Thanks a lot! -Rochelle Response date: 21st March 2025

customer service,

I have not had to use there customer service, but I have been happy with the company since I started using them. Reviewed on: 20th March 2025

Fun and easy banking

Love the ease of use on the app and I find the rates some of the best I love what they offer i.e the prize saving account Reviewed on: 20th March 2025

Brilliant interest rate plus helps me save

I had small amount of money that I wanted to invest and my normal bank Lloyds, had a very low interest rate. Plus I wanted to accumulate some savings which is something i am terrible at. I was nervous to start with as had never done online banking but decided to take a risk. It was the best decision I could have made as I have made nearly £2k in interest over 2yrs.i highly recommend this app. Reviewed on: 20th March 2025

Super easy to use.

Super easy to use. Flexible and great customer service. Easy to lose money around. Have a great FAQ and videos. Solid interest rates and a very wide range of products. I transfer my salary from my current account to chip every month then drip feed from chip to my current account so allows me to build up interest. Reviewed on: 20th March 2025

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